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Capital / Liquidity
China: Regulatory Pressure Prompts Lending Rate Price War
By Editors | 20/05/2019
ICBC was reportedly the first bank to lower its lending rate on small business loans, offering a rate of 4.5% in Q4 2018, compared to the PBOC’s one-year benchmark lending rate of 4.35%.
Fintech / Regtech
Korea Delays Basel III for New Online-Only Banks
By Editors | 17/05/2019
Only Basel I rules will apply for the first three years after launch. Basel III will be phased in from the fourth year onwards, including NSFR and the leverage ratio.
Capital / Liquidity
BSP to Cut Reserve Requirements for Biggest Banks
By Editors | 17/05/2019
The 200 basis point RRR cut will take place over three phases by end-July, and free up an estimated $3.6bn in banking system liquidity.
Capital / Liquidity
Chinese Banks Record Highest NPLs Since 2003
By Editors | 13/05/2019
Despite the rise in overall NPLs at China’s commercial banks, a boost in new lending and bad asset disposal resulted in lower NPL ratios.
Capital / Liquidity
ISDA Outlines Key Steps to Initial Margin Compliance
By Manesh Samtani | 13/05/2019
Based on recent BCBS/IOSCO guidance, ISDA estimates that regulatory IM preparation can be deferred for upwards of 70-80% of Phase 5 counterparty relationships.
Capital / Liquidity
BCBS Releases 16th Progress Report on Basel III Adoption
By Garima Chitkara | 10/05/2019
In Asia, most jurisdictions have made progress with Basel III adoption, though most have yet to make progress on non-cleared derivatives margining and CCP regulation.
Capital / Liquidity
BOT Launches Phase Two of ‘Debt Clinic’ Scheme
By Editors | 09/05/2019
The second phase of the programme is aimed at helping troubled borrowers who owe credit card and personal loan debt to both bank and non-bank lenders.
Capital / Liquidity
MAS Consults on Revised Capital Requirements for Singapore Banks
By Garima Chitkara | 08/05/2019
The central bank has opted to use its national discretion in key areas in credit, market and operational risk management.
Capital / Liquidity
PBOC Cuts Reserve Requirement Ratios for Smaller Banks
By Editors | 07/05/2019
China’s central bank has cut the reserve requirement ratio for smaller, locally focused banks. This is the sixth RRR cut since the start of 2018.
Capital / Liquidity
10 Major Chinese Banks Planning Perpetual Bond Issuances
By Editors | 03/05/2019
Following BOC’s perpetual bond issuance in January, 10 more Chinese banks have announced plans to issue similar bonds, including ABC, ICBC and CCB.
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