CAPITAL / LIQUIDITY

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    Capital / Liquidity

    RBI’s Revised Norms on Fair Lending Practice Effective from April

    By Ajoy K Das | 19/01/2024

    Starting April, lenders can impose reasonable penal charges only on the amount of loan under default in a non-discriminatory manner as per their board approved policy.

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    Capital / Liquidity

    US Regulator to Propose New Short-term Liquidity Rules for Banks

    By Mark Johnston | 19/01/2024

    OCC to introduce new short-term liquidity rules for larger and midsize banks and promote the use of the Fed’s discount window.

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    Capital / Liquidity

    RBI Proposes Harmonised Regulatory Framework for HFCs and NBFCs

    By Ajoy K Das | 18/01/2024

    The central bank proposes higher liquid assets for housing finance companies, smaller aggregate deposits, and permission to issue co-branded credit cards with banks.

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    Capital / Liquidity

    BIS Launches Consultation on Improving CCP Margin Requirements

    By Nithya Subramanian | 17/01/2024

    The report prepared by BCBS, CPMI and IOSCO has called for enhanced information sharing, better governance frameworks and greater transparency.

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    Capital / Liquidity

    Australia Treasury Seeks Feedback on Clearing and Settlement Services Rules

    By Mark Johnston | 16/01/2024

    The draft regulations will specify the classes of clearing and settlement services that are subject to ASIC’s rules and the CCA’s arbitration regime.

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    Capital / Liquidity

    EBA Deems BNP Paribas Capital Instruments Ineligible

    By Mark Johnston | 15/01/2024

    Perpetual bonds, also known as “discos”, have a complex structure that could hamper the resolution of the bank in a crisis, the EBA said.

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    Capital / Liquidity

    Korea’s FTC Probes Four Banks for Secured Loan Collusion

    By Mark Johnston | 11/01/2024

    The banks have been accused of maintaining similar terms and conditions to avoid price wars and maximise profits.

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    Capital / Liquidity

    China Proposes Revised Rules for Financial Leasing Sector

    By Editors | 09/01/2024

    The NFRA added a new financial leverage indicator and new liquidity supervision indicators for financial leasing company evaluations.

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    Capital / Liquidity

    Indonesia’s OJK Lowers Interest Rate Cap for Online Lenders

    By Mark Johnston | 09/01/2024

    The new regulations tighten th caps on interest rates and late fees while also lowering borrowing limits imposed on debtors.

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    Big Picture

    New Margin Models Offer Improved Efficiency: FIA Analysis

    By Ranamita Chakraborty | 09/01/2024

    While offering capital efficiency benefits, VaR models pose challenges for CCPs due to their increased complexity and reduced transparency.

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