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News on regulatory requirements, innovations, and challenges in customer identification, risk assessments, and due diligence processes for financial institutions.

Trade Based Money Laundering
Combatting TBML Through Beneficial Ownership and Enhanced Transparency
By Jeremy Moller | 02/05/2023
Jeremy Moller discusses TBML trends, indicators, and how Australia’s proposed beneficial ownership registry could help mitigate this threat.

KYC & CDD
HKMA Offers Guidance on VASP Account Opening
By Manesh Samtani | 28/04/2023
Deputy chief Arthur Yuen said the HKMA expects regulated VASPs to be able to open a bank account in Hong Kong through a reasonable process.

Anti-Money Laundering
BSP Issues Guidance on Effective Transaction Monitoring
By Sanday Chongo Kabange | 27/04/2023
The guidance calls on regulated financial institutions to bolster their TM systems, highlighting the importance of board of senior management involvement.

Fraud, Scams & Cybercrime
HK Bank-to-bank Information Sharing Platform to Launch in June
By Manesh Samtani | 26/04/2023
Authorities are also considering co-locating bank staff at the ADCC, as this has helped to reduce stop payment response times and enhance loss recoveries in other jurisdictions like Singapore.

Anti-Money Laundering
US Treasury Sets Out Strategy to Address De-risking
By Editors | 26/04/2023
Regulations could be introduced to require FIs to take financial inclusion into consideration in the design of their AML/CFT programmes.

PEPs & Sanctions
Lack of Vessel Ownership Data an Indicator of High Risk
By Manesh Samtani | 20/04/2023
69.2% of vessels with unknown beneficial owners have engaged in risky or sanction-violating behaviour, report finds.

Structural Regulation
UK Regulators Announce Next Steps for Open Banking Regime
By Mark Johnston | 18/04/2023
A new body will be created to boost the uptake of open banking in the UK and extend its benefits to other sectors of the economy.

Conduct, Culture & Accountability
BNM Issues New Rules for Hiring Insurance, Takaful Agents
By Sanday Chongo Kabange | 18/04/2023
BNM is working with industry associations to develop a centralised database of agents to ease the due diligence and reference-checking requirements.

KYC & CDD
GDF Consults on Wolfsberg-style DDQ for VASPs
By Editors | 18/04/2023
The questionnaire is intended for use by VASPs and other financial institutions including banks for onboarding VASPs.

KYC & CDD
GLEIF Maps LEIs to Records in OpenCorporates Database
By Editors | 18/04/2023
The mapping exercise will ensure the “highest quality reference data” is quickly and easily available to all, said GLEIF CEO Stephan Wolf.
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