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Credit Risk
RBI Directs Lenders to Charge Loan Penalties More Fairly
By Editors | 13/04/2023
The RBI said penal charges on loans are intended to “inculcate a sense of credit discipline among borrowers” and as a “revenue enhancement tool”.

Conduct, Culture & Accountability
BSP Issues New Rules on Handling Financial Complaints
By Sanday Chongo Kabange | 13/04/2023
The new rules take effect on 1 May, requiring all regulated FIs to have a complaint handling mechanism and effectively handle consumer disputes.

Conduct, Culture & Accountability
Super Funds that Fail Performance Test Must Improve Communications
By Editors | 13/04/2023
ASIC reviewed the performance communications of four super funds that failed APRA’s annual performance test for the second time last year.

Payments & Settlements
Goldman to Offer Treasury Services to Japan Corporates
By Editors | 13/04/2023
Japan will be the first country in Asia where Goldman will offer transaction banking. The service is already offered in the US, UK, Germany and Netherlands.

Trading & Investment
Malaysia to Launch Capital Market Graduate Programme
By Editors | 13/04/2023
The programme aims to improve the knowledge and employability of 9,000 university graduates to address a deficit of skilled talent in the capital market.

Structural Regulation
SFC Fines Ninety One HK Unit for Unlicensed Futures Dealing
By Editors | 12/04/2023
Ninety One did not have a Type 2 (dealing in futures contracts) licence, believing it could rely on SFO exemptions to deal in futures contracts.

Trading & Investment
SEBI Issues Framework to Improve IPO Price Band Discovery
By Editors | 12/04/2023
Stock exchanges will have to compute a common equilibrium price for IPO listings if their call auctions result in equilibrium prices that are too far apart.

Trading & Investment
CFTC Fines Goldman Sachs for Swaps Conduct Failures
By Editors | 12/04/2023
The CFTC said Goldman touted supposed benefits of same-day swap transactions to clients, but not the corresponding costs.

Structural Regulation
FSC Korea Tightens Regulations on Bank Closures
By Editors | 11/04/2023
The changes are intended to better protect consumers from sudden decisions by lenders to wind down operations, as seen in the case of Citibank Korea in late 2021.

Alternative Markets
SEBI Mandates Direct Plan, Trail Fee Model for AIFs
By Editors | 11/04/2023
SEBI said AIFs should ensure onboard investors who approach them through a SEBI-registered intermediary are onboarded via direct plan.
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