Payments & Settlements

    Reporting on regulatory developments, innovations, and risks in payment systems and settlement processes essential for the transfer of money and securities.

    Fraud, Scams & Cybercrime

    US: ABA Warns Against Liability Shift for Fraudulent P2P Payments

    By Manesh Samtani | 04/11/2022

    Making banks liable for customer-initiated P2P transfers that result from fraud will harm consumers and competition, embolden scammers, and ultimately increase fraud rates.

    CBDCs

    MAS Launches New Initiative to Advance Cross-Border CBDC Work

    By Sanday Chongo Kabange | 04/11/2022

    Under the ‘Ubin+’ initiative, MAS will develop technical standards, infrastructure, and policy guidelines to support atomic settlement of FX transactions using CBDCs.

    Payments & Settlements

    China to Establish RMB Clearing Arrangement in Pakistan

    By Editors | 03/11/2022

    The arrangement will enable Chinese and Pakistani companies and FIs use RMB in cross-border transactions, thereby promoting trade and investment between the two countries.

    Payments & Settlements

    MAS Proposes to Eliminate Cheque Usage in Singapore

    By Editors | 03/11/2022

    MAS proposes that financial institutions collectively cease the issuance of new cheque books to all corporates by end-2024.

    Payments & Settlements

    Singapore Launches Digital Banker’s Guarantees, Insurance Bonds

    By Editors | 03/11/2022

    Banker’s guarantees and insurance bonds historically took a few days to issue. The new digital service enables issuance and delivery to government agencies within a day.

    Payments & Settlements

    Hong Kong, Macau Enable Real-time Payments Between Banks

    By Editors | 03/11/2022

    Macau already has a local RTGS system for local payments denominated in HKD. The new system enables real-time settlement of HKD payments between Macau and Hong Kong banks.

    Cloud & Infrastructure

    MAS: SGFinDex Extended to Include Data on Insurance Policies

    By Editors | 03/11/2022

    SGFinDex users can now digitally access and aggregate information on life, accident and health insurance policies held across different participating insurers.

    Structural Regulation

    Google Fined $275m in India for Anti-Competitive Practices

    By Editors | 01/11/2022

    Google is ordered to allow the use of third-party payment processing services in its Play Store and not discriminate against apps facilitating UPI payments.

    CBDCs

    RBI Starts Testing CBDC in G-Sec Trade Settlement

    By Editors | 01/11/2022

    The RBI will also commence testing of a retail CBDC “within a month” in select locations in “closed user groups comprising customers and merchants”.

    CBDCs

    BOT Expects Retail CBDC Launch to Take At Least Five Years

    By Editors | 31/10/2022

    The BOT expects to begin testing retail CBDC applications with the private sector in December. Ahead of the tests, the BOT is inviting firms to suggest “interesting use cases”.

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