Payments & Settlements

    Reporting on regulatory developments, innovations, and risks in payment systems and settlement processes essential for the transfer of money and securities.

    Cybersecurity

    Open Banking Reveals Security Risks at Korean Fintech SMEs

    By Editors | 30/12/2019

    More than 40 fintech SMEs reportedly could not pass the security checks required for final approval to participate in the open banking initiative.

    Structural Regulation

    RBI Caps Lenders’ Exposures to P2P Platform Borrowers

    By Editors | 28/12/2019

    The RBI has set a 5mn rupee cap on the aggregate exposure a lender can have to borrowers on P2P lending platforms, and a 1mn rupee cap for lenders with a net worth under 5mn rupees.

    Liquidity Risk

    RBI Allows IFSC Banks to Open Foreign Currency Current Accounts

    By Editors | 26/12/2019

    IFSC Banking Units will be allowed to open foreign currency current accounts for entities operating in Gift City, including non-resident institutional investors and corporate borrowers.

    Stablecoins

    MAS Consults on Application of Payment Services Act to Stablecoins

    By Manesh Samtani | 26/12/2019

    MAS seeks views on whether stablecoin holders deserve the same regulatory protections as e-money, and whether other regulations should be introduced to maintain price stability.

    Payments & Settlements

    SEBI to End Usage of Pool Accounts for Mutual Fund Transactions

    By Editors | 26/12/2019

    SEBI found that trading and clearing members used by mutual funds were diverting client funds and securities to meet their own or third-party margin or settlement obligations.

    Clearing & Post-Trade

    HKEX to Shorten IPO Settlement to Single Day

    By Editors | 25/12/2019

    HKEX hopes to shorten Hong Kong’s five-day IPO settlement process to just one day by end-2020.

    Payments & Settlements

    PayPal Obtains Online Payments Licence in China

    By Editors | 24/12/2019

    PayPal’s acquisition of a majority stake in Gopay gives it access to licences that allow it to offer online, mobile and cross-border renminbi payments.

    Structural Regulation

    Macau Banks Encouraged to Set Up on Mainland: CBIRC

    By Editors | 24/12/2019

    China has unveiled a raft of policies to increase financial cooperation with Macau, largely seen as a reward for the city’s adherence to ‘One Country, Two Systems’.

    Trading & Investment

    UPDATED – BOJ to Boost ETF Market Liquidity by Lending Holdings

    By Editors | 20/12/2019

    The ETF lending facility is likely to reduce ETF bid/ask spreads and provide an easy way to short the Japanese market.

    Data Privacy

    ACCC Delays Open Banking Launch for More Testing

    By Editors | 20/12/2019

    Under the new timeline, consumers can direct the major banks to share credit and debit card, deposit and transaction data from July 2020, and mortgage and personal loan data from November 2020.

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