Payments & Settlements

Tokenisation

Swift, HSBC and Ant Pilot Tokenised Deposits for Cross-border Payments

By Editors | 15/12/2025

The proof of concept used the ISO 20022 standard over Swift's network to address interoperability and compliance challenges for digital assets.

Payments & Settlements

RBI Overhauls Cash Credit and Transaction Account Rules

By Nithya Subramanian | 15/12/2025

RBI has eased rules on cash credit, current and overdraft accounts, giving banks and borrowers greater flexibility and operational clarity.

Payments & Settlements

BIS Bulletin Calls for Regulatory Action on Cross-Border Payments

By Manesh Samtani | 13/12/2025

The bulletin says inconsistent jurisdictional implementation is slowing progress, urging action on standards and non-bank access.

Fraud, Scams & Cybercrime

RBI Grants Approval for Digital Payments Intelligence Platform

By Nithya Subramanian | 12/12/2025

SBI and Bank of Baroda take the lead in building a shared digital payments intelligence platform to strengthen real-time fraud detection across the financial system.

Cybersecurity

BIS Publishes Report on Quantum-Safe Payment System Tests

By Nithya Subramanian | 12/12/2025

BIS confirms post-quantum cryptography can function in real payment systems, advancing efforts to protect global finance from future quantum threats.

Capital Adequacy

RBI Shifts Reserve Ratio Reporting to Calendar Based System

By Manesh Samtani | 12/12/2025

The RBI has aligned Cash Reserve Ratio and Statutory Liquidity Ratio reporting with calendar months and mandated digital submissions for all banks.

Tokenisation

BIS Unveils Report on Tokenised FX Pilot for Cross-Border Payments

By Nithya Subramanian | 11/12/2025

The PoC demonstrated that tokenised FX and settlement can be integrated with existing retail payment systems, paving the way for faster and more resilient cross-border transactions.

Trading & Investment

China: UBS Executes First Futures Trade for QFII Using CGBs as Margin

By Manesh Samtani | 11/12/2025

The move follows new SHFE rules allowing foreign investors to use government bonds for margin, a key step China's market liberalisation.

Anti-Money Laundering

S. Korea to Unify Remittance Limits, Launch Real-Time FX Monitoring

By Mark Johnston | 10/12/2025

The Ministry of Economy and Finance will abolish the designated bank system in 2026, levelling the playing field for non-bank operators under a new oversight framework.