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Reporting on regulatory developments, innovations, and risks in payment systems and settlement processes essential for the transfer of money and securities.

Tokenisation
Maybank Pilots On-Chain FX for MYR-SGD Cross-Border Payments
By Manesh Samtani | 31/03/2026
Maybank has used its permissioned blockchain for a near real-time tokenised deposit and FX transaction with a corporate client.

Payments & Settlements
India Pushes Banks, NPCI to Address UPI Transaction Failures
By Manesh Samtani | 31/03/2026
Regulators are concerned that rising transaction declines threaten user trust in the UPI, India's dominant real-time retail payments system.

Data Privacy
BIS Paper Outlines Open Finance Gains and Key Regulatory Hurdles
By Manesh Samtani | 31/03/2026
New paper details open finance's impact on competition, while highlighting crucial challenges for policymakers.

Clearing & Post-Trade
Hong Kong Sets 16 November Launch Date for Paperless Securities Regime
By Sanday Chongo Kabange | 31/03/2026
The new uncertificated securities market regime will introduce a paperless option for share ownership, aiming to boost efficiency and modernise the city's financial infrastructure.

Stablecoins
Ripple to Pilot Stablecoin in Singapore's Trade Finance Sandbox
By Manesh Samtani | 30/03/2026
The project, part of the MAS BLOOM initiative, will test programmable cross-border payments tied to on-chain shipment verification with Unloq.

Payments & Settlements
RBI Releases Payments Vision 2028, Proposes Shared Fraud Liability
By Nithya Subramanian | 30/03/2026
The RBI plans to make beneficiary banks partly liable for fraud, review cross-border rules, and potentially bring major digital platforms under direct oversight.

Payments & Settlements
New 2FA Framework for Digital Payments Set to Take Effect in India
By Manesh Samtani | 30/03/2026
The new rules, effective 1 April 2026, shift liability for fraud to financial institutions and move away from a sole reliance on OTPs.

Clearing & Post-Trade
MAS Details Plan to Become APAC Gold Trading Hub
By Nithya Subramanian | 30/03/2026
The plan focuses on new products, market infrastructure, and central bank services to capture growing investor demand for bullion.

Clearing & Post-Trade
Hong Kong Woos Central Banks for Gold Hub Initiative
By Sanday Chongo Kabange | 29/03/2026
The city is inviting Belt and Road nations to a new government-run clearing system in a bid to challenge London.

Payments & Settlements
Australia's A2A Payments Vision Nears Release, Roadmap Set for Year-End
By Manesh Samtani | 27/03/2026
Industry roundtable has confirmed a draft vision for public consultation in April and a full industry roadmap by end-2026.
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