Operational Risk

    News on frameworks, regulations, and major events related to risks arising from internal processes, systems failures, human errors, or external disruptions.

    Credit Risk

    HKMA Extends Principal Payment Holiday Scheme Again

    By Manesh Samtani | 05/03/2021

    Principal payments of all loans of eligible corporate borrowers falling due between 1 May and 31 October 2021 should be deferred by a further six months.

    Operational Risk

    APRA Finalises Reporting Standard for Operational Risk Capital

    By Editors | 04/03/2021

    APRA has introduced a 35 day lag before data submitted for ARS 115.0 will become non-confidential, to ensure an ADI’s financial disclosures are published first.

    Operational Risk

    Japan’s Mizuho Bank Suffers Another Outage at ATMs

    By Editors | 04/03/2021

    Another system failure took down 29 Mizuho ATMs for three hours on Wednesday, just days after more than 5,000 ATMs went offline.

    Operational Risk

    BNM Revises Guidance on Operational Risk Reporting

    By Editors | 03/03/2021

    The revisions enhance the granularity of reporting requirements and align definitions with the FSB’s cyber lexicon.

    Operational Risk

    MAS, ABS Offer Guidance on Managing Remote Working Risks

    By Manesh Samtani | 02/03/2021

    The paper looks at possible risks to FIs in the areas of operations, technology, information security, fraud, staff misconduct, among others.

    Operational Risk

    FSA to Seek Report from Mizuho Over ATM Network Shutdown

    By Editors | 02/03/2021

    A system glitch caused the shutdown of over half of Mizuho’s ATMs on Sunday, with internet banking transactions also partially halted.

    Conduct, Culture & Accountability

    ASIC Launches Suit Against CBA Units Over Compliance Failures

    By Editors | 01/03/2021

    Commonwealth Bank said the issues arose from errors such as IT system coding or systems issues, human error and/or data entry errors.

    Emerging Prudential Risks

    Philippines to Establish Facility for Catastrophe Risk Sharing

    By Editors | 28/02/2021

    Domestic insurers that provide catastrophe risk coverage currently reinsure their risks overseas. The new facility will enable insurers to pool risk and resources domestically.

    Credit Risk

    Korea FSS to Issue New Risk Management Guidelines for Insurers

    By Editors | 26/02/2021

    South Korean insurers recorded a combined loss of KRW 194.4 billion from overseas alternative investments due to the pandemic.

    Operational Risk

    CBIRC Issues New Guidelines on Reputational Risk Management

    By Editors | 24/02/2021

    The guidelines set out four principles for all CBIRC-regulated financial institutions to incorporate in their reputation risk management systems.

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