Operational Risk

    News on frameworks, regulations, and major events related to risks arising from internal processes, systems failures, human errors, or external disruptions.

    Conduct, Culture & Accountability

    Culture is Being Approached from the ‘Wrong Angle’

    By Manesh Samtani | 20/06/2019

    The risk culture expert ASIC engaged to observe bank boardrooms says the approach of judging culture moralistically needs to shift to a more proactive approach that assesses risk.

    Credit Risk

    Complex Group Arrangements Compound Margin Financing Risks: SFC

    By Manesh Samtani | 19/06/2019

    Deputy chief Julia Leung says the SFC is concerned that brokers are using complex trading arrangements to circumvent regulatory oversight, among other supervisory priorities.

    Conduct, Culture & Accountability

    Banks Making Progress on Compensation Practices: FSB

    By Editors | 18/06/2019

    Most banks now have compensation policies in place that reduce the potential for inappropriate risk-taking. The challenge now is to develop frameworks for assessing their effectiveness.

    Credit Risk

    SEBI Issues Stricter Disclosure Norms for Ratings Agencies

    By Editors | 17/06/2019

    Enhanced disclosure guidelines will require rating agencies to disclose default probabilities, factors that can impact ratings, and issuers’ liquidity positions.

    Supervision & Enforcement

    APRA Uses New Directions Powers Against AMP Super

    By Editors | 17/06/2019

    AMP superannuation units have been ordered to make significant changes to their business practices, and to renew and strengthen their board.

    Capital Adequacy

    APRA Issues First Round Response to Bank Capital Consultation

    By Editors | 14/06/2019

    The new framework will impose higher capital charges by applying higher risk weights on mortgage loans that are seen as more risky, especially interest-only or investor loans.

    Conduct, Culture & Accountability

    Singapore: Progressing the Culture and Conduct Risk Agenda

    By Jeffrey Kupfer | 13/06/2019

    MAS is equipping itself with advanced tools that will allow for culture and conduct to be evaluated in a more systematic way, say Jeff Kupfer and Stephen Scott at Starling.

    Structural Regulation

    Australia: Think Tank Calls for Reduced Regulatory Red Tape

    By Editors | 12/06/2019

    Between five Australian regulatory agencies, over 75,000 pages of regulatory materials have been published, compared to only 9500 pages of enabling legislation.

    Market Risk

    ISDA Chief Urges Accounting Bodies to Prioritise Benchmark Reform

    By Editors | 12/06/2019

    ISDA chief Scott O’Malia says market participants need clarity from the IASB and FASB on the accounting implications of a switch from IBORs to RFRs.

    Structural Regulation

    Philippines Revises Framework Governing Bank Auditors

    By Editors | 29/05/2019

    The revised framework lays out criteria for banks to select external auditors as well as key guidelines for auditors in their assessment of banks.

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