Prudential Risk

Stablecoins

Taiwan Central Bank Seeks Oversight on Stablecoin Licensing, Warns of Risks

By Mark Johnston | 03/11/2025

Taiwan central bank advises regulator on reserve requirements, deposit risks, and its own role in licensing as Taiwan drafts new virtual asset law.

Emerging Prudential Risks

World Bank Report Calls for Reforms to Malaysia Pension System

By Nithya Subramanian | 03/11/2025

New paper calls on Malaysia to reform its pension and retirement system, citing inadequate savings and limited social pension coverage as major risks to ageing Malaysians.

Liquidity Risk

Korean Regulators to Scrutinise K-Bank’s Reliance on Upbit Ahead of IPO

By Nithya Subramanian | 03/11/2025

South Korea’s financial authorities will closely review K-Bank’s reliance on cryptocurrency exchange Upbit, focusing on potential liquidity risks and risk disclosures.

Capital Adequacy

RBNZ Flags Risk Modelling Gaps After Bank Stress Test

By Sanday Chongo Kabange | 03/11/2025

The RBNZ has found that major banks can withstand a severe recession and bank run, but has flagged poor modelling of sectoral risks and heavy reliance on central bank liquidity.

Credit Risk

BOJ Warns Banks of Real Estate and Stock Market Risks

By Nithya Subramanian | 03/11/2025

The BOJ warned that surging property and equity prices, along with growing exposure to foreign investors and riskier lending practices, could threaten financial stability.

Credit Risk

Korea's 'New Leap' Bad Bank Buys $3.79B of Debt in First Purchase

By Mark Johnston | 03/11/2025

State fund halts collections on debt from 340,000 individuals and prepares to buy delinquent loans from private financial institutions.

Conduct, Culture & Accountability

BNK Busan Bank Refunds Overcharged Loan Interest After FSS Probe

By Editors | 31/10/2025

The lender incorrectly calculated additional interest rates on thousands of loans, prompting a consumer protection warning from the FSS.

Capital Adequacy

Banking Sector Challenges RBNZ on Proposed Capital Rule Changes

By Manesh Samtani | 31/10/2025

The industry argues proposals don't align with international norms and lack a robust cost-benefit analysis, while smaller lenders raise concerns about proportionality.

Resolution & Recovery

ICBC to Absorb Troubled Bank of Jinzhou in State-Led Rescue

By Editors | 31/10/2025

The move marks the culmination of a multi-year crisis and highlights China's strategy of using large banks to resolve regional financial risks.