Prudential Risk

Credit Risk

BNM Releases New Personal Financing and BNPL Guidelines

By Nithya Subramanian | 02/10/2025

The policy document announced measures including a 10-year loan tenure cap, mandatory financial education for high-value loans, and affordability checks on BNPL services.

Credit Risk

RBI Overhauls Bank Rules on Credit Loss, Deposit Insurance and Rupee Trade

By Manesh Samtani | 02/10/2025

The RBI has announced a raft of new regulations to bolster bank resilience, incentivise risk management, and promote the international use of the rupee.

Emerging Prudential Risks

FSB Details Progress on Bolstering Non-Bank Financial Sector

By Editors | 01/10/2025

The FSB has outlined recent policy initiatives on leverage, money market funds, and margining to enhance non-bank financial intermediation resilience.

Credit Risk

Korean Banks and Regulators Launch Petrochemical Restructuring Drive

By Editors | 01/10/2025

Lenders will provide financial support in exchange for swift and concrete restructuring plans from firms grappling with a global supply glut.

Credit Risk

RBI Drafts New Framework for Gold Metal Loans, Tightens Lending Norms

By Nithya Subramanian | 01/10/2025

The RBI has issued draft directions for gold metal loans and updated norms on gold-based lending, expanding financing avenues for jewellers while tightening safeguards to curb misuse.

Capital Adequacy

RBI Eases Floating Loan Norms, Revises Basel Rules

By Nithya Subramanian | 01/10/2025

The regulatory changes range from revised norms on floating-rate loans and tighter limits on overseas issuances under Basel III to draft updates on foreign bank exposures.

Operational Risk

Japan Finalises New Lease Accounting Rules for Financial Sector

By Editors | 01/10/2025

The rules require banks and insurers to bring most leases onto their balance sheets, aligning with new national accounting standards.

Credit Risk

Thailand Finalises Plan for Bank-Run AMCs to Tackle Bad Debt

By Sanday Chongo Kabange | 01/10/2025

The MOF has completed preparations for banks to establish asset management companies to manage NPLs, awaiting final government approval.

Credit Risk

BB Orders Foreign Loan Reporting to Strengthen Credit Risk Oversight

By Nithya Subramanian | 30/09/2025

Banks must report all foreign loan information monthly starting 1 November, with fines for any concealment or misreporting.