Prudential Risk

Credit Risk

Indonesia Proposes Extending MSME Bad Loan Write-Off Policy

By Mark Johnston | 03/11/2025

Indonesia's OJK seeks to extend bad debt elimination programme to banks to accelerate recovery in the MSME sector.

Liquidity Risk

OJK Indonesia Strengthens Capital and Liquidity Rules for Islamic Banks

By Nithya Subramanian | 03/11/2025

The OJK has issued two new regulations introducing liquidity, funding, and leverage requirements for Islamic banks to align with global Basel III and IFSB standards.

Emerging Prudential Risks

China Expands Pension Wealth Pilot Nationwide, Raises Fundraising Caps

By Manesh Samtani | 03/11/2025

The NFRA has expanded a key retirement product pilot across the country and significantly raised fundraising limits for eligible firms.

Operational Risk

APRA to Consult on Easing New Operational Risk Standard

By Sanday Chongo Kabange | 03/11/2025

APRA is proposing targeted changes to its new operational risk standard following industry feedback on dealing with market-mandated providers.

Stablecoins

Taiwan Central Bank Seeks Oversight on Stablecoin Licensing, Warns of Risks

By Mark Johnston | 03/11/2025

Taiwan central bank advises regulator on reserve requirements, deposit risks, and its own role in licensing as Taiwan drafts new virtual asset law.

Emerging Prudential Risks

World Bank Report Calls for Reforms to Malaysia Pension System

By Nithya Subramanian | 03/11/2025

New paper calls on Malaysia to reform its pension and retirement system, citing inadequate savings and limited social pension coverage as major risks to ageing Malaysians.

Liquidity Risk

Korean Regulators to Scrutinise K-Bank’s Reliance on Upbit Ahead of IPO

By Nithya Subramanian | 03/11/2025

South Korea’s financial authorities will closely review K-Bank’s reliance on cryptocurrency exchange Upbit, focusing on potential liquidity risks and risk disclosures.

Capital Adequacy

RBNZ Flags Risk Modelling Gaps After Bank Stress Test

By Sanday Chongo Kabange | 03/11/2025

The RBNZ has found that major banks can withstand a severe recession and bank run, but has flagged poor modelling of sectoral risks and heavy reliance on central bank liquidity.

Credit Risk

BOJ Warns Banks of Real Estate and Stock Market Risks

By Nithya Subramanian | 03/11/2025

The BOJ warned that surging property and equity prices, along with growing exposure to foreign investors and riskier lending practices, could threaten financial stability.