Prudential Risk

Operational Risk

IAIS Publishes Draft Operational Resilience Framework for Insurers

By Editors | 02/07/2025

New paper details objectives and tools for insurers, focusing on governance, stress testing, and managing third-party risks.

Credit Risk

Korean Banks in Cambodia Accused of Predatory Lending

By Editors | 02/07/2025

A new report alleges predatory lending by Korean-owned banks in Cambodia is causing widespread debt, land loss and rights abuses.

Credit Risk

Bangladesh Banking Crisis Deepens as Defaulted Loans Hit Record

By Manesh Samtani | 02/07/2025

Stricter rules and a political shift in Bangladesh have exposed “hidden rot” in the banking sector, threatening credit access and economic growth.

Resolution & Recovery

New Zealand’s New Depositor Compensation Scheme Takes Effect

By Sanday Chongo Kabange | 02/07/2025

The new depositor compensation scheme protects depositors for up to NZD 100,000 in the event their bank or other licensed deposit taker fails.

Capital Adequacy

China Raises Capital Requirements for Consumer Finance Firms

By Editors | 02/07/2025

New rules for consumer finance companies raise minimum capital threefold and tighten risk management and consumer protection standards.

Credit Risk

FSC Korea Orders Sangsangin Plus Bank to Improve Management

By Editors | 02/07/2025

The action, the first of its kind since the 2011 crisis, comes as the bank’s delinquency rate tops 20%, more than double the industry average.

Credit Risk

Korea to Cap Risk Exposure for Real Estate Trust Firms

By Editors | 02/07/2025

Regulators will introduce a 100% capital-based limit on land trust risk and expand net capital ratio requirements to curb risks.

Credit Risk

Japan FSA Trials Machine Learning to Predict Credit Downgrades

By Manesh Samtani | 02/07/2025

The FSA is using loan-level and macro data to build an early-warning model for borrower downgrades, citing potential for supervisory use.

Credit Risk

SBV Directs Lenders to Earmark VND 500 Trillion for Key Projects

By Editors | 02/07/2025

The directive aims to accelerate key national infrastructure and transport projects amid ongoing challenges with site clearance and material supply.