Prudential Risk

Credit Risk

APRA Finalises Guidance on Treating Borrowers with Student Debt

By Sanday Chongo Kabange | 20/06/2025

The new reporting standard and regulations offer guidance on how ADIs should treat HELP debt repayments when assessing home loan applications.

Credit Risk

BSP Issues Updated Credit Data Reporting Guidelines for FIs

By Sanday Chongo Kabange | 20/06/2025

Banks and trust corporations are required to submit COCREE 2.0 monthly for reporting periods from 30 April 2025 onwards.

Credit Risk

South Korea to Establish ‘Bad Bank’ to Absorb Bad Loans

By Thisanka Siripala | 20/06/2025

The government fears widespread defaults when approximately KRW 50 trillion in pandemic-era loans for small businesses come due in September.

Emerging Prudential Risks

FSB Flags Vulnerabilities in Non-Bank Commercial Real Estate Investors

By Manesh Samtani | 20/06/2025

FSB identifies liquidity mismatches, leverage, and valuation opacity as key vulnerabilities in non-bank commercial real estate investors.

Model Risk

BSP Proposes Model Risk Management Guidelines for FIs

By Sanday Chongo Kabange | 20/06/2025

The BSP has proposed model risk management guidelines for financial institutions to enhance operational resilience and mitigate potential losses.

Credit Risk

Korean Regulators to Inspect Banks’ Lending Practices

By Nithya Subramanian | 20/06/2025

Regulators will conduct inspections at NH NongHyup Bank and SC First Bank, and rethink their push for longer-term mortgage loans.

Credit Risk

RBI Finalises Project Finance Rules for Banks, NBFCs

By Manesh Samtani | 20/06/2025

Provisioning norms for under-construction projects are set at 1%, compared to 5% in the draft proposed last year.

Emerging Prudential Risks

Malaysia’s Retirement System Must Evolve, Says EPF Chief

By Nithya Subramanian | 20/06/2025

Malaysia’s retirement system needs to be inclusive, flexible, and better aligned with the realities of modern life, said the EPF Chief.

Trading & Investment

RBI Probes Standard Chartered Over Derivatives Sales

By Nithya Subramanian | 19/06/2025

The RBI is reportedly concerned that some SME clients were not adequately informed of the risks associated with certain derivative products.