Prudential Risk

Credit Risk

RBI Releases New Consolidated Guidelines for Gold Loans

By Nithya Subramanian | 17/04/2025

The maximum permissible LTV ratio is 75% of the gold’s value. Any breach of the LTV limit for over 30 days will attract a 1% provisioning requirement.

Capital Adequacy

Bangladesh Regulator Removes Board of ICB Islamic Bank

By Nithya Subramanian | 17/04/2025

Bangladesh Bank has removed the board of ICB Islamic Bank, citing governance failures, and appointed one of its own senior officials to take charge.

Credit Risk

Vietnamese Banks Pledge to Offer Preferential Loan Rates

By Nithya Subramanian | 17/04/2025

Banks have committed to participating in a preferential interest rate credit package for the infrastructure and digital technology sectors.

Structural Regulation

China Moves to Limit Stock Sales Amid Escalating US Trade War

By Mark Johnston | 16/04/2025

Brokerages have been instructed to enforce a “soft limit” of CNY 50 million per day on net stock sales by large clients.

Cybersecurity

FSB Finalises Common Format for Cyber Incident Reporting

By Manesh Samtani | 16/04/2025

FIRE is a standardised and adaptable format developed to enhance the efficiency and consistency of cyber and operational incident reporting.

Credit Risk

HKMA Finalises Revisions to Credit Risk Mitigation Guidelines

By Manesh Samtani | 15/04/2025

The revised module offers guidance on strengthening the risk management practices of banks that use credit risk mitigants.

Emerging Prudential Risks

Bangladesh Bank to Merge Several Weak Islamic Banks

By Nithya Subramanian | 15/04/2025

Central bank governor hinted at the introduction of a dedicated Islamic banking law and promised wider financial sector reforms.

Credit Risk

RBI Issues Draft Framework for Stressed Asset Securitisation

By Manesh Samtani | 15/04/2025

A draft framework for co-lending arrangements also issued, along with guidelines for lending against gold jewellery and providing non-fund based credit facilities

Cryptocurrency

Korean Banks Call for Relaxing Crypto Rules: Report

By Nithya Subramanian | 15/04/2025

Korean bankers called for a relaxation of rules to allow virtual asset exchange to have more than one banking partner.