Prudential Risk

Emerging Prudential Risks

PBOC Suspends Government Bond Purchase Programme

By Editors | 13/01/2025

The PBOC has been planning to further easy policy to spur economic growth, but its position is complicated by the depreciating currency

Credit Risk

Korean Lenders Revise Fee System for Early Loan Repayment

By Editors | 13/01/2025

Lenders are now required to calculate the fees they charge borrowers who repay their loans early based on “actual costs”

Credit Risk

BIS Paper Examines Impact of Credit Reporting Rules on BNPL

By Manesh Samtani | 12/01/2025

The paper finds that credit reporting requirements imposed on Ant Group’s Huabei since 2021 reduced overborrowing risks and improved borrower discipline.

Capital Adequacy

RBNZ Issues First Non-Bank Deposit Taker Licence in 8 Years

By Sanday Chongo Kabange | 10/01/2025

The RBNZ granted the licence to Welcome Limited, which plans to offer higher deposit rates than banks and more flexible mortgage solutions

Credit Risk

China NFRA Issues Margin Rules for OTC Derivatives Transactions

By Manesh Samtani | 09/01/2025

VM requirements will commence on 1 September 2026. IM requirements will be implemented in three phases, starting with the largest institutions.

Trading & Investment

China Continues Work to Boost Stock Market, Investor Confidence

By Manesh Samtani | 08/01/2025

The stock exchanges met with foreign institutions. PBOC continuing to finance stock purchases and working to modernise its policy toolkit.

PEPs & Sanctions

China Adds 28 US Companies to Export Control List

By Editors | 06/01/2025

Ten of the companies were also added to China’s “unreliable entities” list. MOFCOM is separately considering restricting the export of battery tech.

PEPs & Sanctions

Russia-EU Gas Flows via Ukraine Come to a Halt

By Editors | 06/01/2025

The European Commission said most EU states could cope with the change. Gazprom will lose around $5bn in annual gas sales.

Market Risk

Taiwan FSC Amends FRTB and CVA Risk Requirements

By Editors | 04/01/2025

FSC announced changes to requirements for calculating capital for market risk, CVA risk, and securitisation exposures