Prudential Risk

Credit Risk

Vietnam Central Bank to Phase Out Credit Growth Quotas

By Thisanka Siripala | 24/03/2025

The quota system, introduced in 2011, has been identified as a barrier to loan access despite surplus liquidity in the banking sector.

Credit Risk

Vietnam Raises Foreign Ownership Cap in Select Banks to 49%

By Thisanka Siripala | 24/03/2025

While not applying to state-owned commercial banks, Vietnam believes attracting foreign investment will boost financial capacity and improve governance.

Credit Risk

BOT Eases Mortgage Lending Rules to Boost Property Sector

By Nithya Subramanian | 24/03/2025

Until 30 June 2026, homebuyers will be allowed to take out loans of up to 100 percent of collateral value for certain homes.

Operational Risk

FSS Korea Downgrades Woori Group Following Evaluation

By Nithya Subramanian | 24/03/2025

The FSS said Woori Financial Group demonstrated weaknesses in risk management, oversight of major financial decisions, and internal transaction monitoring.

Capital Adequacy

Final Basel III Reforms Provided Benefits to APAC Banks – Report

By Manesh Samtani | 24/03/2025

The positive impact on APAC banks’ capital ratios is attributed to their lower reliance on internal models.

Structural Regulation

Hong Kong Trust Industry Facing Regulatory Challenges

By Mark Johnston | 23/03/2025

HKTA and KPMG published a report shedding light on the state of  Hong Kong’s trust industry, including mounting compliance costs and regulatory challenges.

Credit Risk

Korea Announces New Measures to Dampen Housing Market Speculation

By Nithya Subramanian | 21/03/2025

The measures include stricter oversight of FIs’ management of financial and household loans, including housing mortgage loans.

Capital Adequacy

FSC Korea Pushes Forward Reforms for Strengthen Savings Banks

By Nithya Subramanian | 21/03/2025

The FSC plans to introduce measures in H2 2025 to address the growing divide between large and small savings banks.

Credit Risk

Hong Kong SFC Issues Further IPO Subscription Guidance

By Sanday Chongo Kabange | 21/03/2025

The SFC has directed licensed corporations to stop engaging in “imprudent and aggressive” IPO financing practices.