Prudential Risk

Capital Adequacy

Korea FSS Requests Capital Plans from Four Savings Banks

By Editors | 04/09/2024

Four savings banks have seen their capital ratios fall below recommended minimums due to loan delinquencies and related provisions.

Capital Adequacy

HKMA Consults on Guidance for Basel III Reform Package

By Manesh Samtani | 04/09/2024

The guidance covers certain requirements relating to the rules on operational risk capital, exposure limits and LCR calculation.

Trading & Investment

Japan’s MUFG Bank to Enter Electricity Futures Market

By Thisanka Siripala | 04/09/2024

New approvals from TOCOM and JSCC allow MUFG Bank to offer clients trade execution and clearing services in the electricity futures market.

Credit Risk

OJK Indonesia Requiring Banks to Disclose Details on Loan Rates

By Nithya Subramanian | 04/09/2024

Effective from October 2024, the new rules aim to enhance transparency, boost competition, and protect borrowers from excessive fees.

Emerging Prudential Risks

Japan FSA to Strengthen Monitoring of Financial Institutions

By Thisanka Siripala | 04/09/2024

The FSA’s priorities include a stronger focus on corporate governance, risk management, and the asset management reforms.

Credit Risk

China Considers Allowing Homeowners to Renegotiate Mortgage Terms

By Editors | 03/09/2024

China’s interest rate cuts this year have mostly benefited new homebuyers rather than existing homeowners, whose loans have not yet been repriced.

Anti-Money Laundering

Korean Regulators Intensify Scrutiny of Woori Bank, Affiliates

By Manesh Samtani | 03/09/2024

The FSS suspects that Woori intentionally covered up unfair loans granted to relatives of the group’s former chairman.

Liquidity Risk

Indian Banks Seeking Easier Rules for Retail Deposits, Project Loans

By Ajoy K Das | 02/09/2024

Banks want the RBI to relax the proposed ‘run-off’ requirement for retail deposits and the proposed provisioning norms for project loans.

Liquidity Risk

PBOC Starts Participating in Open Market Bond Trading

By Manesh Samtani | 02/09/2024

The PBOC is expected to participate in treasury bond trading more regularly to manage financial system liquidity and the yield curve.