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Emerging Prudential Risks
China Finalises Bank Rules on Country Risk Management
By Editors | 27/11/2023
Banks must establish “formal internal country risk rating systems” and set aside proportionate reserves for country risk.

Credit Risk
China Considers Allowing Unsecured Lending to Developers
By Editors | 24/11/2023
Regulators are reportedly considering allowing banks to issue unsecured working capital loans to some developers for the first time.

Climate Risk
IAIS Consults on Climate Risk Supervisory Guidance
By ESG Investor | 23/11/2023
The consultation covers market conduct supervision and climate scenario analysis in the insurance sector.

Anti-Money Laundering
Myanmar Tightens Restrictions on Cash Withdrawals from Banks
By Mark Johnston | 23/11/2023
Customers are told they need to show strong evidence of need to make large withdrawals.

Credit Risk
RBI Governor Cautions Against ‘Credit Exuberance’
By Ajoy K Das | 23/11/2023
RBI governor Shaktikanta Das said concentrated linkages between banks, NBFCs and fintechs may create a contagion risk.

Climate Risk
ECB Threatens Fines for Banks Lagging on Climate Risk
By Mark Johnston | 23/11/2023
The central bank has given about 20 banks individual deadlines to fix their shortcomings in managing climate and environmental risks.

Cryptocurrency
Canada Starts Consultations on Crypto Asset Disclosure by Banks
By Mark Johnston | 23/11/2023
Canada’s banking regulator is seeking feedback on proposals to align with the BCBS framework for crypto asset disclosures.

Climate Risk
BCBS Addresses Challenges of Managing Climate-related Financial Risk
By Mark Johnston | 23/11/2023
BCBS newsletter discusses challenges relating to data availability and quality, capabilities and expertise, and climate scenario analysis.

Structural Regulation
Indian Microfinance Body Calls Out Regulatory Gap in Fintech Lending
By Ajoy K Das | 22/11/2023
India’s MicroFinance Institutions Network has asked the RBI to intervene to ensure fintech lenders comply with microfinance regulations.

Capital Adequacy
Taiwan to Defer Implementation of Basel III Standards
By Editors | 22/11/2023
Implementation will be deferred to 1 January 2025 in light of other countries also postponing implementation.
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