Prudential Risk

Liquidity Risk

BSP Finalises New Requirements for E-money Issuers

By Sanday Chongo Kabange | 14/02/2023

Amended regulations require e-money issuers to meet higher liquidity and capital requirements, to ensure the industry’s resilience.

Credit Risk

Korea to Scrap Mortgage Loan Restrictions on 2 March

By Editors | 14/02/2023

Restrictions are relaxed for multi-homeowners, property rental and trading businesses, and ordinary homebuyers to boost real estate demand.

Credit Risk

ECB Concerned with Russia Exposures, Bad Debt Risks

By Editors | 14/02/2023

The ECB says it would welcome more exits from Russia by eurozone banks, and that higher borrowing costs could lead to a build-up of bad loans.

Resolution & Recovery

IAIS Consults on New Guidance for Policyholder Protection Schemes

By Editors | 13/02/2023

The paper describes current practices and is intended to serve as a guide for jurisdictions considering establishing a PPS or modifying an existing PPS.

Capital Adequacy

US Bank Stress Tests to Feature New ‘Exploratory Market Shock’

By Editors | 13/02/2023

The ‘exploratory market shock’ will be an additional component of the 2023 stress test, applied to the trading books of the eight largest US banks.

Credit Risk

China Tightens Risk Classification Rules for Banks’ Financial Assets

By Editors | 13/02/2023

Banks must classify “all financial assets that bear credit risk” according to the degree of risk, including bond investments, interbank assets, receivables, and off-balance-sheet assets.

Structural Regulation

Vietnam Considers Higher Foreign Ownership Limits at Banks

By Editors | 12/02/2023

A higher foreign ownership limit of 49 percent is being considered for banks that participate in restructuring weak credit institutions.

Liquidity Risk

RBNZ Liquidity Policy Review Advances to Second Stage

By Sanday Chongo Kabange | 12/02/2023

The RBNZ is seeking feedback on whether the LCR and NSFR standards should be adopted in New Zealand.

Structural Regulation

PBOC Issues New Rules for FHCs on Related-Party Transactions

By Editors | 12/02/2023

Financial holding companies have to set upper limits for related-party transactions and establish systems for their management, reporting and disclosure.