Prudential Risk

    Credit Risk

    NZ Banks ‘Well Placed’ to Withstand Stagflation Scenario: RBNZ

    By Editors | 01/11/2022

    The stress tests show that river and surface water flooding may be a greater climate-related hazard for residential mortgages than coastal flooding.

    Capital Adequacy

    Credit Suisse Unveils Plans to Finance Restructuring Programme

    By Editors | 31/10/2022

    FINMA will monitor Credit Suisse to ensure it meets all of its regulatory requirements during the implementation of its restructuring programme.

    ESG Data

    Panel 2: Regulation & Standardisation: A Global Push towards Transparent ESG Data and Ratings

    By Editors | 31/10/2022

    To increase oversight and accountability, regulatory bodies such as IOSCO and the FCA have proposed the standardisation of ESG data and ratings. With good governance, rules and regulations to decrease operational risk, this panel explores how new standards can impact banks and FIs in their ESG data analysis and reporting.

    Credit Risk

    Hong Kong to Tighten Lending Rate Caps from 30 December

    By Editors | 29/10/2022

    Banks should start notifying customers of the new interest rate limits as soon as practicable and not later than 14 November.

    Credit Risk

    HKMA Streamlines Requirements on Use of Tech in Lending

    By Editors | 28/10/2022

    The streamlined requirements will help lenders accelerate the adoption of advanced data analytics in credit underwriting.

    Liquidity Risk

    BOK Offers More Measures to Stabilise Korean Markets

    By Editors | 28/10/2022

    BOK eased its collateral policies and opened a new repo facility. The FSC adjusted the loan-to-deposit ratio. KSFC and KDB are providing liquidity to securities firms.

    Emerging Prudential Risks

    China Eases Overseas Borrowing Limit for Corporates, FIs

    By Editors | 26/10/2022

    The move is intended to increase capital inflows to China and increase dollar liquidity in the country, to help stabilise the yuan.

    Structural Regulation

    Singapore Launches Code of Conduct for BNPL Providers

    By Editors | 26/10/2022

    BNPL customers will not be allowed to accumulate more than SGD 2,000 in outstanding payments at any given time.

    Capital Adequacy

    RBNZ Defers Dual Reporting Requirements for IRB Banks

    By Editors | 25/10/2022

    Dual reporting requirements for IRB banks are now expected to come into force for disclosure statements with reporting dates of 30 June 2023 or later.

    Capital Adequacy

    Taiwan FSC Defers New Capital Rules for Non-life Insurers

    By Editors | 25/10/2022

    Implementation of requirements for non-life insurers to set aside more capital to guard against catastrophe risks have been postponed.

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