Prudential Risk

    Conduct, Culture & Accountability

    NZ FMA Finds “Poor Value” in Credit Card Repayment Insurance

    By Editors | 24/09/2021

    Underwriters and distributors are directed to ensure their systems, processes and controls facilitate good customer outcomes.

    Operational Risk

    Japan FSA Issues Business Improvement Order to Mizuho

    By Editors | 24/09/2021

    The order requires Mizuho to submit a report to the FSA by 29 October on its IT systems and detailed improvement plans.

    Emerging Prudential Risks

    China Expands Permitted Scope for Overseas Loans

    By Editors | 24/09/2021

    The draft rules seek to impose a cap on the total balance of offshore loans while also loosening restrictions on the types of lending banks can engage in.

    Data Privacy

    Ant Group’s Huabei Starts Reporting Credit Data to PBOC Database

    By Editors | 23/09/2021

    The data-sharing arrangement is part of the rectification measures ordered by financial regulators to break Ant Group’s “information monopoly” over data collection.

    Capital Adequacy

    Industry Bodies Call for Less Stringent Treatment of Cryptoassets

    By Editors | 23/09/2021

    The prudential framework envisaged by the BCBS consultation would create “material impediments” to regulated bank participation in cryptoasset markets.

    Credit Risk

    RBNZ Tightens Mortgage Lending Restrictions to Contain Risk

    By Editors | 23/09/2021

    The LVR restrictions are aimed at mitigating economic and financial stability risks associated with a potential future housing market correction.

    Payments & Settlements

    BNM Issues New Regulatory Requirements for Merchant Acquirers

    By Editors | 23/09/2021

    The new requirements will ensure merchant acquiring services have measures in place to manage settlement risk, financial risk, fraud risk, technology risk and cyber risk.

    Operational Risk

    RBI Finalises Guidelines for OTC Derivatives Market Makers

    By Manesh Samtani | 23/09/2021

    The guidelines impose requirements on governance, dealing conduct, risk management, internal control, internal audit and record-keeping.

    Operational Risk

    APRA Clarifies Position on Standards for Insurance in Superannuation

    By Ranamita Chakraborty | 22/09/2021

    APRA will not proceed with a proposed requirement for independent certification of priority and privilege arrangements to avoid “unintended consequences”.

    Credit Risk

    Regulatory Relief for Thai Banks to Raise Systemic Risk: S&P

    By Pongnut Thanaboonchai | 22/09/2021

    The average NPL ratio at Thai banks will likely rise to 6% next year, the highest level since the 2009 GFC, S&P Global Ratings says.

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