Prudential Risk

    Credit Risk

    HKMA Extends Relief for Trade Loan Customers Another 90 Days

    By Editors | 01/02/2021

    Trade loans granted 90-day extensions last year will start to fall due in February, but some trade customers are still facing cash flow pressure, the HKMA said.

    Liquidity Risk

    UPDATED – PBOC Withdraws Liquidity to Contain Financial Risks

    By Manesh Samtani | 31/01/2021

    The PBOC is seeking to reduce excess leverage in the financial system to address concerns of potential medium and long term economic and financial risks.

    Emerging Prudential Risks

    Asset Price Correction Could Jeopardise Financial Stability: IMF

    By Editors | 31/01/2021

    Policymakers should be prepared for the risks of a market correction as complacent investors bet on continued policy support and drive up valuations, the IMF warns.

    Conduct, Culture & Accountability

    CBIRC Flags Continued Governance Issues at Banks, Insurers

    By Editors | 30/01/2021

    Major shareholders at some small and medium-sized institutions are deliberately concealing their affiliate relationships and using the institutions as ‘cash machines’.

    Liquidity Risk

    CBIRC Issues Draft Rules for Banks on Managing Liability Quality

    By Editors | 29/01/2021

    The draft rules set out six aspects of debt quality management that banks will have to incorporate in their systems, as part of efforts to prevent risks.

    Capital Adequacy

    FSC Korea Imposes Cap on Bank Dividend Payouts

    By Editors | 29/01/2021

    In an L-shaped scenario, the capital buffer and D-SIB ratios of numerous banks fell short of the required levels in stress tests, the FSC said.

    AI Risk & Governance

    ASIC Sheds Light on Regtech Initiatives in New Report

    By Manesh Samtani | 28/01/2021

    The report highlighted the importance of good data governance, skilled data-literate staff, and human review and input when implementing regtech applications.

    Emerging Prudential Risks

    BigTechs in Finance Needs More Comprehensive Regulatory Approach

    By Manesh Samtani | 28/01/2021

    Rules for designating financial institutions as systemically important should be redefined so they can be applied to BigTech entities, says Agustín Carstens.

    Market Abuse

    Taiwan to Punish Foreign Banks for Facilitating Currency Speculation

    By Editors | 26/01/2021

    The banks helped grains merchants trade in deliverable FX forwards in contravention of foreign exchange regulations.

    Capital Adequacy

    PBOC, CBIRC Approve New Capital Raising Tool for Banks

    By Manesh Samtani | 26/01/2021

    While small banks face acute funding needs, larger banks and G-SIBs will similarly have to bolster capital to address rising NPLs and incoming regulatory requirements.

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