Prudential Risk

    Capital Adequacy

    Japan FSA Issues Draft Policy for Basel III Implementation

    By Editors | 02/01/2021

    Japan will adopt the Basel III standards in consideration of the characteristics of domestic financial institutions, the FSA said.

    Credit Risk

    BSP Grants Foreign Banks Relief from Single Borrower’s Limit

    By Editors | 02/01/2021

    The measure is expected to help boost lending, bolster economic growth and diversify credit exposures, said BSP governor Benjamin Diokno.

    Structural Regulation

    Chinese Regulators Order Ant Group to Reorganise Business

    By Manesh Samtani | 31/12/2020

    Ant Group is directed to refocus on its payments business and correct regulatory violations in its credit, insurance, wealth management and asset securitisation businesses.

    Credit Risk

    Korea to Lower Max Interest Rate on Loans in H1 2021

    By Editors | 30/12/2020

    A new enforcement decree will take effect in February 2021, lowering the maximum interest rate on loans from 24% to 20%.

    Credit Risk

    Philippines: BSP to Standardise MSME Loan Applications

    By Editors | 24/12/2020

    A standard business loan application form will simplify and improve the application process, while also facilitating banks’ risk assessments and speeding up turnaround time.

    Operational Risk

    Korea to Standardise ‘Tech Financing’ Credit Models in 2021

    By Editors | 23/12/2020

    A new guideline being introduced will improve the accountability of ‘tech credit’ evaluating institutions and require them to use standard evaluation models.

    Structural Regulation

    Chinese Banks Urged to Extend Financing Support to Foreign Funded Firms

    By Editors | 23/12/2020

    Major foreign-funded companies should get equal access to some financing programmes as their Chinese counterparts, said a circular from MOFCOM and the CBIRC.

    Structural Regulation

    Chinese Fintechs Remove Bank Deposit Products from Online Platforms

    By Editors | 23/12/2020

    Smaller regional lenders have circumvented the geographical limits of their licences by offering deposit products on online platforms operated by Ant Group and Tencent, among others.

    Liquidity Risk

    BOJ Extends SME Lending Scheme, Pledges Continued Monetary Easing

    By Editors | 23/12/2020

    The central bank has extended its SME lending programme by six months and removed its upper limit of JPY 100 billion per institution.

    Capital Adequacy

    Korea FSS Considers Imposing Limits on Bank Dividends

    By Editors | 22/12/2020

    While banks performed better than expected this year, the FSS is concerned about new Covid-19 cases being detected in Korea and resulting economic uncertainty.

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