Prudential Risk

    Credit Risk

    HKMA Extends Principal Payment Holiday Scheme Six Months

    By Manesh Samtani | 03/09/2020

    Loan principal payments of eligible corporate customers falling due between November 2020 and April 2021 will be deferred by six months. Trade loans will be deferred by 90 days.

    Liquidity Risk

    RBA Expands Low-cost Term Lending Facility for Banks

    By Editors | 02/09/2020

    The expansion brings the total available funding under the term lending facility to about A$200 billion, said RBA governor Philip Lowe.

    Operational Risk

    APRA Updates Four-Year Corporate Plan to Prioritise Covid Risks

    By Editors | 02/09/2020

    APRA will prioritise the safety and soundness of regulated institutions, operational resilience and contingency planning for adverse events.

    Operational Risk

    CBIRC Penalises Two State-Owned Banks for Violations

    By Editors | 02/09/2020

    Agricultural Bank of China and China Construction Bank were fined more than a combined 90mn yuan and one individual was banned for life.

    Credit Risk

    BSP Proposes to Impose Cap on Credit Card Finance Charges

    By Editors | 31/08/2020

    The BSP says it is looking to impose a maximum finance charge equivalent to an effective annual interest rate of 24 percent for credit card cash advances and installment purchases.

    Emerging Prudential Risks

    APRA Issues 3rd Consultation Package on Superannuation Data Collection

    By Editors | 30/08/2020

    The third package contains consultation materials covering four areas: expense reporting, asset allocation, insurance arrangements, and fees and costs.

    Fraud, Scams & Cybercrime

    US Agencies Warn of North Korean ATM Cash-out Threat

    By Manesh Samtani | 30/08/2020

    The hacking team uses various techniques to gain access to banks’ SWIFT terminals to enable wire fraud or their payment switch application servers to enable ATM cash-outs.

    Operational Risk

    APRA Imposes Licence Conditions on NAB Unit NULIS Nominees

    By Editors | 28/08/2020

    NULIS Nominees is required to improve its governance and control environment, and ensure members’ best interests are prioritised in its decision-making.

    Supervision & Enforcement

    CSRC Publishes Classification Results for Securities Firms

    By Editors | 27/08/2020

    The classification reflects securities firms’ governance structures, risk management capabilities, continuous compliance status, and business development status.

    Liquidity Risk

    FSC Korea Extends Easier Liquidity Requirement for Banks

    By Editors | 26/08/2020

    The lower liquidity coverage ratio was scheduled to end in September, but the FSC has decided to extend the relaxed requirements until end-March.

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