Prudential Risk

    Capital Adequacy

    RBI Directs Banks to Conduct Stress Tests, Raise Capital

    By Editors | 14/07/2020

    RBI Governor Shaktikanta Das said minimum capital requirements may not be sufficient to absorb losses and maintain financial stability.

    Structural Regulation

    CSRC Issues New Classification Regulations for Securities Firms

    By Lucy Zhang | 14/07/2020

    The new regulations maintain the overall framework of the regulatory system of classification and focus on optimising the CSRC’s evaluation indexes to address practical issues.

    Credit Risk

    CBIRC Warns of Worsening Asset Quality, Rising Bad Loans

    By Editors | 13/07/2020

    NPLs will appear in the next period and rise, the CBIRC said, citing deteriorating asset quality, accumulated risks and weaker profitability at small and medium-sized banks.

    Trading & Investment

    Philippines Proposes Regulatory Framework for Corporate Debt Funds

    By Sanday Chongo Kabange | 13/07/2020

    The new closed-end investment vehicle will enable investment in debt paper issued by large and medium-sized corporations, to help avert credit and liquidity crises.

    Custody & Infrastructure

    China Allows Foreign Bank Branches to Enter Fund Custody Business

    By Editors | 12/07/2020

    Applicant banks must be of “high quality”, specifically in relation to risk management, international reputation, operating performance, profitability and market share.

    Conduct, Culture & Accountability

    ASIC’s Loss to Westpac is Terrible for Everyone

    By Andy Schmulow | 11/07/2020

    Despite its recent Federal Court loss, ASIC was right to appeal the dismissal of its responsible lending case against Westpac, says bank conduct specialist Dr Andy Schmulow.

    Emerging Prudential Risks

    Japan FSA Pushes for Sustainability in Bank Business Models

    By Editors | 10/07/2020

    Management changes may be needed at regional banks that lack sustainability in their business models, says the FSA’s Toshihide Endo.

    Liquidity Risk

    Banks ‘Must’ Pass on Reduce Rates to Borrowers: CBSL

    By Duruthu E Chandrasekera | 10/07/2020

    Sri Lanka’s central bank has cut interest rates again and is ramping up pressure for banks to reduce the rates they charge borrowers, particularly small businesses.

    Conduct, Culture & Accountability

    ASIC Consults on Second Use of Product Intervention Power

    By Editors | 10/07/2020

    ASIC names BHF Solutions and its associate, Cigno, as two companies that enter into high-cost continuing credit contracts with retail customers without a credit licence.

    Credit Risk

    APRA Outlines Expectations on Deferred Loan Management

    By Editors | 09/07/2020

    Deputy Chair John Lonsdale expects many banks will require an uplift in capabilities, processes and oversight to meet APRA’s expectations.

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