Prudential Risk

Emerging Prudential Risks

China's Henan Province Issues New Offshore Bond Rules for State Firms

By Editors | 19/01/2026

The new measures introduce lifetime accountability for executives and aim to close a loophole used for unregulated short-term borrowing.

Clearing & Post-Trade

ASX Proposes Overhaul of Capital Rules for Third-Party Clearers

By Sanday Chongo Kabange | 19/01/2026

ASX is consulting on replacing its tiered capital model with a flat requirement and other changes for third-party clearers.

Supervision & Enforcement

Japan FSA Approves Turnaround Plan Submitted by Iwaki Shinkin Credit Union

By Sanday Chongo Kabange | 19/01/2026

The five-year plan aims for governance reform and addresses recent business improvement orders, following a 2012 public fund injection.

Cybersecurity

G7 Maps Transition to Post-Quantum Cryptography for Financial Sector

By Nithya Subramanian | 16/01/2026

The Cyber Expert Group outlined a non-binding, risk-based roadmap to help financial institutions prepare for quantum-era cybersecurity threats while maintaining system resilience.

Credit Risk

Korea to Revamp Mortgage Guarantee Fees to Curb High-Value Loans

By Editors | 16/01/2026

The FSC confirmed a new tiered contribution rate system for mortgage guarantees, effective April, amid slowing household loan growth.

Capital Adequacy

RBI Proposes Raising Bank Dividend Payout Cap to 75%

By Nithya Subramanian | 16/01/2026

The draft norms propose increasing the dividend payout limit for banks while introducing stricter capital adequacy and asset quality thresholds.

Liquidity Risk

PBOC Rolls Out Lending Support for Private Firms, Tech, Green Projects

By Manesh Samtani | 16/01/2026

Measures include a new CNY 1 trillion re-lending facility and expanded quotas for tech and green finance, with rate cuts to support uptake.

AI Risk & Governance

Korea to Introduce AI Risk Management Framework for Financial Sector

By Sanday Chongo Kabange | 16/01/2026

New voluntary guidelines will require firms to establish AI governance bodies and implement risk-based controls for new technologies.

Structural Regulation

IOSCO Chief Outlines 2026 Agenda, Flags Gaps in Private Finance Data

By Manesh Samtani | 16/01/2026

IOSCO to focus on market resilience, fintech risks and targeted reporting increases for hedge funds and private finance.