Prudential Risk

    Market Risk

    SFC Defers IM Rules, Maintains 1 September for VM Requirements

    By Editors | 07/05/2020

    While variation margin requirements will still take effect from 1 September 2020 as planned, initial margin requirements for non-centrally cleared OTC derivatives will be deferred by one year.

    Credit Risk

    APRA: Banks May Amend Loan Terms Without Full Serviceability Test

    By Editors | 07/05/2020

    APRA says banks may allow borrowers to change their loan conditions without conducting a normal serviceability assessment, but that such an arrangement should not exceed 12 months.

    Credit Risk

    CBIRC Allows Banks to Offer Debt-to-equity Products to Investors

    By Editors | 07/05/2020

    Banks have already been using bond issuances and their own capital to carry out debt-to-equity swaps since 2016. They will now be allowed to offer these assets directly to investors.

    Fraud, Scams & Cybercrime

    Singapore: HSBC Seeks Court Order to Replace ZenRock Management

    By Editors | 07/05/2020

    ZenRock is the latest Singapore commodities trader to come under scrutiny, for allegedly using the same cargo to secure financing from multiple banks.

    Market Risk

    S. Korea Defers Initial Margin Requirements by One Year

    By Editors | 06/05/2020

    The move is in line with the BCBS-IOSCO decision announced in April, and will help to ease the compliance burden on financial institutions amid the Covid-19 crisis.

    Credit Risk

    SEBI Initiates Probe into Franklin Templeton Fund Closures

    By Editors | 06/05/2020

    SEBI is reported looking to determine whether the firm violated rules, breached its fiduciary duty, or failed to act in investors’ best interests.

    Clearing & Post-Trade

    Industry Bodies Request Margin Exemption Extensions under EMIR

    By Manesh Samtani | 06/05/2020

    ISDA and other industry associations are asking for equivalence decisions for all jurisdictions that have implemented margin rules in line with the BCBS-IOSCO framework.

    Conduct, Culture & Accountability

    Taiwan FSC Warns Lenders Not to Overcharge for Covid-19 Loans

    By Editors | 06/05/2020

    The FSC will investigate banks that charge unreasonably high handling fees to circumvent the interest rate cap on relief loans.

    Credit Risk

    Hong Kong Set to Commence Fixed-rate Mortgage Pilot

    By Editors | 06/05/2020

    Under the six-month pilot scheme, participating banks will offer fixed-rate mortgage loans, capped at HK$10mn per loan transaction, and subject to a total aggregate cap of HK$1bn.

    Capital Adequacy

    BSP Approves Measures to Boost Lending to MSME Sector

    By Editors | 06/05/2020

    The measures include lower risk weights for MSME loans, deferred implementation of the revised risk-based capital framework, and an extension of the relief period for reporting past due and non-performing loans.

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