Prudential Risk

    Liquidity Risk

    CBSL Announces New Loan Facility to Aid Businesses

    By Editors | 21/04/2020

    Loans granted to businesses by participating FIs under the facility will be limited to two months working capital, with 2 years repayment terms and a 4% p.a. interest rate.

    Credit Risk

    Hong Kong’s Banking Exposure Limit Rules: Implementation Challenges

    By Gregory Achache | 21/04/2020

    Many banks have merely instituted stopgap measures and temporary manual solutions to comply with BELR so far, say Synpulse’s Gregory Achache and Tim Alvner.

    Liquidity Risk

    MAS Launches New Facility to Pump Cheap Loans to SMEs

    By Editors | 20/04/2020

    “Banks and finance companies will be able to make more loans to SMEs and at lower cost – in fact, we expect them to do so,” said MAS Managing Director Ravi Menon.

    Liquidity Risk

    PBOC Cuts Bank Lending Rates to Offset Covid-19 Pressures

    By Editors | 20/04/2020

    Policymakers said on Friday that monetary policies should make full use of RRR cuts, interest rate reductions and relending, indicating a shifting stance after GDP shrank 6.8% in Q1.

    Cybersecurity

    FSB Consults on Cyber Incident Response and Recovery Toolkit

    By Editors | 20/04/2020

    The toolkit lists 46 effective practices, structured across seven components: governance, preparation, analysis, mitigation, restoration, improvement, and coordination and communication.

    Anti-Money Laundering

    SFC Fines BOCOM International Securities for “Serious” Breaches

    By Editors | 20/04/2020

    The brokerage did not have effective controls to identify third party deposits, and “extensive deficiencies” were found in its handling of margin lending and margin calls.

    Liquidity Risk

    UPDATED – MSME Loans Can Be Counted Towards Reserve Requirements: BSP

    By Editors | 20/04/2020

    Loans granted to MSMEs can be counted as part of banks’ compliance with reserve requirements. Detailed guidelines will be issued in due course.

    Structural Regulation

    Bursa Malaysia Raises Share Issue Limits, Extends Filing Deadlines

    By Editors | 20/04/2020

    Listed issuers are allowed to increase the general mandate threshold for new securities issues from the existing 10% to 20% of the total number of issued shares.

    Capital Adequacy

    S. Korea Eases Capital, Liquidity, Asset Quality Rules for FIs

    By Editors | 20/04/2020

    The FSC expects the regulatory relaxations will boost financial institutions’ capacity to provide up to 400 trillion won in additional financing to businesses.

    Credit Risk

    APRA Announces Reporting Requirement for SME Guarantee Scheme

    By Editors | 18/04/2020

    Lenders approved to participate under the Scheme must complete the new returns on a weekly basis, with the first collection due on 1 May.

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