Prudential Risk

    Credit Risk

    Bangladesh Defers All ‘Defaulter’ Classifications Until 30 June

    By Editors | 25/03/2020

    Banks can avoid reclassifying borrowers as defaulters until 30 June, allowing them to avoid extra provisioning and offer businesses new loans.

    Liquidity Risk

    BSP Announces RRR Cut, Lenders Asked to Grant Debt Relief

    By Editors | 24/03/2020

    The 200 basis point cut will release up to 200bn pesos in bank liquidity. Lenders are encouraged to continue lending and to offer debt relief to borrowers.

    Liquidity Risk

    BNM Orders Automatic Moratorium on Loan Repayments

    By Editors | 24/03/2020

    Credit card balances should be converted to term loans. Banks will have to maintain a minimum NSFR of 80% instead of 100% from 1 July.

    Liquidity Risk

    S. Korea Announces Emergency Financial Aid Package

    By Editors | 24/03/2020

    The 100-trillion-won package includes funding for businesses, two market stabilisation funds, support for new bond issuance and liquidity support for brokerage firms.

    Emerging Prudential Risks

    Australia Unveils Stage Two Economic Package Worth A$66.1b

    By Editors | 23/03/2020

    Including the new package, a total A$189bn is being injected into the economy by ‘all arms of the government’ to ‘help build a bridge to recovery’.

    Liquidity Risk

    US Fed Indicates Open-ended Commitment to Quantitative Easing

    By Editors | 23/03/2020

    “Aggressive efforts must be taken across the public and private sectors,” the Fed said, effectively pledging to buy Treasuries and mortgage-backed securities to any extent required

    Emerging Prudential Risks

    APRA, ASIC Recalibrate Regulatory Priorities to Focus on Covid-19

    By Editors | 23/03/2020

    APRA and ASIC have suspended the majority of their planned policy initiatives and do not plan to recommence consultation on any non-essential matters before 30 September 2020.

    Emerging Prudential Risks

    Hong Kong Introduces Legislation to Enhance Regulatory Framework for Insurers

    By Editors | 23/03/2020

    The bills provide a regulatory regime for insurance-linked securities, expand the scope of insurable risks of captive insurers, and empower the IA to regulate insurers at the group level.

    Liquidity Risk

    RBNZ Announces Bond Buying Programme, Other Measures

    By Editors | 22/03/2020

    The latest measures include a NZ$30bn bond-buying programme, a new term lending facility for banks, and additional liquidity to support funding markets.

    Credit Risk

    Australia Adjusts Regulatory Settings on Responsible Lending

    By Editors | 22/03/2020

    Six-month exemptions from responsible lending obligations are available to lenders that provide credit to existing small business customers.

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