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Liquidity Risk
Vietnam Further Restricts Use of Short Term Deposits for Loans
By Editors | 28/11/2019
Currently, 60% of medium- and long-term loans can be financed with short term deposits. This ratio reduces to 40% in January.
Capital Adequacy
RBNZ to Adopt More Intensive Supervisory Approach to Banking
By Editors | 28/11/2019
The RBNZ’s financial stability report says it will bolster bank resilience with higher capital requirements and a “more intensive supervisory approach“.
Capital Adequacy
BCBS Issues Guidance on Sectoral Countercyclical Capital Buffer
By Editors | 28/11/2019
The SCCyB is a targeted tool that national authorities can use to temporarily impose additional capital requirements that directly address the build-up of risks in a specific sector.
Emerging Prudential Risks
China Publishes Draft Framework for D-SIB Assessments
By Editors | 28/11/2019
Moody’s says the regulation may widen credit divergences between large and small banks, as the latter are less likely to receive less government support.
Supervision & Enforcement
UK Regulator Penalises Citigroup for Reporting Failures
By Editors | 28/11/2019
Citi’s UK failings led to “significant errors” in the firms’ returns, preventing the Prudential Regulation Authority from obtaining an accurate picture of its capital or liquidity position.
Credit Risk
Quota Depletion Forces Mortgage Lending Halts in Shenzhen
By Editors | 27/11/2019
China Construction Bank, Bank of China and Ping An Bank have reportedly halted mortgage lending in Shenzhen, having depleted their 2019 quotas.
Emerging Prudential Risks
China Economy Still Resilient, Despite Risk Factors: PBOC
By Editors | 27/11/2019
Financial risks have gradually shifted from rapid accumulation to high-level mitigation in the past few years, the PBOC says in its annual financial stability report.
Emerging Prudential Risks
Banking Supervisors Support Proportionality in Basel Implementation
By Editors | 27/11/2019
A proportionate regulatory framework should not reduce the resilience of banks or dilute the prudential regulatory framework.
Credit Risk
Vietnam Banks to Include ESG Factors in Credit Risk Analysis
By Editors | 26/11/2019
The State Bank of Vietnam has directed all Vietnamese banks to include ESG risk assessments in credit risk analysis and establish dedicated ESG analysis units by 2025.
Operational Risk
APRA Proposes Best Interests Duty for Insurance in Superannuation
By Editors | 26/11/2019
Superannuation funds which use related parties to deliver insurance will need to certify that the arrangements are in the best interests of members.
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