Prudential Risk

    Conduct, Culture & Accountability

    Regulatory Trends: Behavioural Science in Culture & Conduct Supervision

    By Stephen Scott | 15/08/2019

    Regulators are adopting behavioural science tools pioneered by the Dutch central bank in their supervisory efforts, and firms are taking notice, says Stephen Scott at Starling.

    Credit Risk

    RBNZ Publishes New Data Series for Measuring Mortgage Risk

    By Editors | 14/08/2019

    The release of the new debt-to-income data comes as the government considers including it as an additional tool in the RBNZ’s macro-prudential toolkit.

    Credit Risk

    RBI Props Up NBFCs Through On-Lending Guidance

    By Editors | 14/08/2019

    Banks are mandated to lend a portion of their funds to priority sectors. Allowing NBFCs to serve as middlemen for such lending provides them a liquidity backstop.

    Credit Risk

    ASIC Ordered to Pay Westpac Costs in Case Dismissal

    By Manesh Samtani | 14/08/2019

    In September, Westpac admitted to breaching responsible lending laws and agreed to a A$35mn settlement with ASIC. The settlement was rejected and the case has been dismissed.

    Supervision & Enforcement

    CBIRC Fines WeBank $285m for Multiple Lending Violations

    By Editors | 14/08/2019

    An inspection last year found that some employees at the digital bank used consumer loans to invest in stock and futures trading.

    Market Risk

    BSP Issues Guidelines for Banks on Managing IRRBB

    By Editors | 14/08/2019

    Covered supervised institutions have until 1 January 2021 to develop or revise their policies and procedures in accordance with the guidelines.

    Credit Risk

    APAC Not Fully Meeting IFRS 9 Disclosure Objective: Moody’s

    By Editors | 12/08/2019

    Significant variations in reporting practices in some cases do not meet the disclosure objective of IFRS 9, Moody’s says, describing  HSBC Hong Kong and Hang Seng Bank as best in class.

    Resolution & Recovery

    China Intervenes to Support a Third Troubled Bank

    By Editors | 12/08/2019

    China’s sovereign wealth fund and the Shandong provincial government will invest in Hengfeng Bank, which failed to disclose its financial statements for two straight years.

    Credit Risk

    RBI Cuts Consumer Credit Risk Weight, Offers Boost to NBFCs

    By Editors | 09/08/2019

    The RBI will increase bank exposure limits for NBFCs, allow on-lending to priority sectors, and enable near-real-time tracking of payments fraud through the creation of a centralised registry.

    Operational Risk

    CSRC Imposes Six-Month Business Restriction on GF Securities

    By Editors | 09/08/2019

    The CSRC cited risk management and control deficiencies as reasons for the restrictions, after a hedge fund set up by the broker reported losses of $139mn for 2018.

    JOIN OUR NEWSLETTER

    An exclusive weekly selection of top stories from the Regulation Asia editorial team.