Prudential Risk

Credit Risk

RBI Turns Down Bank Requests for Special Classification of IL&FS Loans

By Editors | 10/01/2019

Banks will need to provision for IL&FS assets at the standard rate of 15% in the first year in the December quarter and will not get the six month reprieve they had asked for.

Conduct, Culture & Accountability

China Mulls New Rules to Prevent Conflict of Interest at Ratings Agencies

By Editors | 09/01/2019

The new rules would prohibit firms from providing consulting services to companies they rate and require disclosures of any conflicts of interests.

Structural Regulation

New Zealand Banks Called Out for High Priority Amounts on Mortgages

By Editors | 09/01/2019

By setting mortgage priority amounts almost three times the home loan principal, banks are preventing borrowers from shopping around for a second mortgage.

Emerging Prudential Risks

Regulatory Reporting Pressure in APAC: A 2019 View

By Wouter Delbaere | 09/01/2019

In the year ahead, banks will have to focus on seamless data integration and regtech adoption to cope with increasingly complex regulatory reporting requirements, says Wolters Kluwer’s Wouter Delbaere.

Trading & Investment

PBOC Expected to Allow Banks More Flexibility in Setting Rates – Report

By Editors | 08/01/2019

The central bank is expected to allow financial institutions greater flexibility in setting interest rates for loans and deposits in the year ahead.

Liquidity Risk

PBOC Announces First Reserve Requirement Cut of 2019

By Editors | 07/01/2019

A 100 basis point RRR cut will be implemented in two phases this month, releasing $218bn of liquidity into the banking system.

Capital Adequacy

Philippine Banking System Stable Despite Outside Challenges

By Editors | 07/01/2019

The Philippine banking system “remained robust and continued to exhibit strong capital position and sustained growth in core earnings”, says BSP deputy governor Chuchi Fonacier.

Liquidity Risk

China Lowers Bank Reserve Requirement for SME Lending

By Editors | 04/01/2019

The central bank has tweaked its definition of SMEs to include more firms and reduced reserve requirements for banks lending to these firms.

Credit Risk

BOT Urges Commercial Banks to Set Up Risk Management Boards

By Editors | 04/01/2019

Thailand’s central bank is concerned about underpricing of risk on corporate loans given “growing uncertainties” in domestic and international markets.