Prudential Risk

Conduct, Culture & Accountability

Former CEO Shayne Elliott Sues ANZ Over Bonus Payment Cut

By Sanday Chongo Kabange | 16/12/2025

Shayne Elliott is suing ANZ after his long-term bonuses were cut to zero, a move the bank defends as being in line with APRA's prudential regulations.

Liquidity Risk

Bank of Korea to Accept Loan Assets as Emergency Collateral

By Manesh Samtani | 16/12/2025

New facility aims to bolster liquidity backstops amid rising digital banking risks, expanding collateral beyond marketable securities.

Credit Risk

China Directs Lenders to Boost Consumer Credit in Push to Revive Spending

By Manesh Samtani | 16/12/2025

A joint notice from MOFCOM and the NFRA aims to spur spending on cars and home goods through new credit products.

Capital Adequacy

Taiwan Amends Insurer Capital Rules for Offshore Units

By Editors | 15/12/2025

Regulators have updated capital adequacy requirements for insurers applying for international business unit licences to align with a new solvency framework launching in 2026.

Structural Regulation

ASIC Mandates Major ASX Overhaul, Imposes Capital Charge

By Sanday Chongo Kabange | 15/12/2025

ASIC imposes A$150m capital charge and forces board reforms after inquiry finds ASX prioritised profits over infrastructure stability.

Credit Risk

Indian Banks Call on RBI to Raise Limits on M&A Finance

By Nithya Subramanian | 15/12/2025

Domestic lenders have asked the RBI to raise the limit on M&A financing to 20 percent of core capital, aiming to capitalise on a sharp rise in corporate deal-making.

Payments & Settlements

RBI Overhauls Cash Credit and Transaction Account Rules

By Nithya Subramanian | 15/12/2025

RBI has eased rules on cash credit, current and overdraft accounts, giving banks and borrowers greater flexibility and operational clarity.

Emerging Prudential Risks

Rules vs Principles: New Research Quantifies Impact on Economic Stability

By Manesh Samtani | 15/12/2025

A new quantitative study shows rules-based regulation dampens volatility, but implementation quality matters more than the label for mature hubs.

Market Risk

BCBS, IOSCO Publishes Assessment of Global UMR Implementation

By Manesh Samtani | 15/12/2025

The assessment finds no material issues with the rules, highlights success in increasing collateralisation, and provides insights into current market practices.