Prudential Risk

Credit Risk

RBI Sets out NPL Action Plan

By Samuel Riding | 24/05/2017

Central bank warns of enforcement action if banks don’t implement Joint Lending Forum recommendations.

Emerging Prudential Risks

FSB Outlines Potential Risks from Fintech Credit

By Samuel Riding | 23/05/2017

Sector could have higher financial risks, pose systemic risks, and pose regulation and monitoring challenges.

Liquidity Risk

China Leverage Curbs Start to Take Effect

By Samuel Riding | 23/05/2017

Regulatory measures lead to banks paying back more than they borrow on NCDs.

Capital Adequacy

Bumps in the Road Ahead for Basel III/IV

By Peter Guy | 22/05/2017

Trump’s idea to bring back proprietary trading to boost banks’ profitability carries major risks for Basel.

Credit Risk

HKMA Introduces More Mortgage Curbs

By Samuel Riding | 22/05/2017

Home prices have surpassed 2015 peak, transaction volume more than doubled from January to April.

Emerging Prudential Risks

CBRC Sets out Regulatory Agenda

By Samuel Riding | 18/05/2017

Regulator to look at possible bankruptcy regime for commercial banks, trust management, debt-equity swaps and microfinance.

Capital Adequacy

Australian Treasury to Give Banks Preview of Levy Legislation

By Samuel Riding | 16/05/2017

Affected lenders will have a chance to comment on the draft legislation, official says.

Credit Risk

HKMA Warns of ‘Moral Hazard’ in Lending to Developers

By Samuel Riding | 15/05/2017

Banking regulator says developers offering excessive LTV, not properly assessing repayment ability.

Credit Risk

Regulation Could Derail China’s Runaway Credit Market

By Peter Guy | 15/05/2017

New financial regulations might not curb excessive debt creation. The consequences could be global.