Prudential Risk

Structural Regulation

Malaysian Banks Announce Goodwill Discounts for Early Hire-Purchase Settlement

By Nithya Subramanian | 09/12/2025

The industry-wide measure follows a new law abolishing the Rule of 78, aiming to provide fairer treatment for existing borrowers.

Liquidity Risk

Korea Moves to Stabilise Won with NPS Swap Extension, New FX Rules

By Manesh Samtani | 09/12/2025

Authorities will extend a USD 65 billion currency swap and begin monitoring exporters' forex activities to ease pressure on the won.

Credit Risk

RBI Amends Regulatory Framework for Gold Metal Loans

By Nithya Subramanian | 08/12/2025

The revised gold loan framework formalises definitions, prudential norms, repayment rules, and reporting standards for Gold Metal Loans, effective 1 April 2026.

Operational Risk

FSS Korea Requires Due Diligence on Overseas Property Funds

By Mark Johnston | 08/12/2025

The FSS has introduced a focused review system and mandatory due diligence reporting to strengthen oversight of overseas real estate funds.

KYC & CDD

RBI Enforces Weekly Credit Reporting, Mandates CKYC Use

By Nithya Subramanian | 08/12/2025

RBI has ordered all lenders to shift to weekly borrower-data submissions and include CKYC identifiers in every report, effective 1 July 2026.

Credit Risk

Thailand Extends Credit Card Repayment Relief to End-2026

By Mark Johnston | 08/12/2025

The BOT has extended its credit card minimum payment cap of eight percent for an additional year to aid vulnerable borrowers.

Sustainable Finance

Australia, New Zealand to Align on Financial Regulation, Insurance Access

By Sanday Chongo Kabange | 08/12/2025

Australian and New Zealand ministers have agreed to coordinate on payment systems and digital assets, and will establish a working group on insurance accessibility.

Fraud, Scams & Cybercrime

Malaysia Cracks Down on Power Theft by Illegal Bitcoin Miners

By Nithya Subramanian | 08/12/2025

Authorities have launched a nationwide sweep on rogue crypto-mining sites after illegal operators siphoned over USD 1 billion in electricity.

Capital Adequacy

BCBS Consults on Mandatory Machine-readable Pillar 3 Data for Banks

By Manesh Samtani | 08/12/2025

The proposal aims to standardise quantitative disclosures to improve data accessibility and comparison, with a proposed 2029 implementation date.