Prudential Risk

Conduct, Culture & Accountability

The Consequences of Dumbing Down Banks

By Peter Guy | 03/08/2015

Regulators are killing innovation leading to unintended outcomes. Read what Harvard Business School candidates are saying about the dismal career prospects of over regulated banks.

Credit Risk

Australia’s AMP Bank Halts New Loans for Property Investors

By Editors | 03/08/2015

New applications halted with immediate effect, following a regulatory push to slow down such lending.

Capital Adequacy

Changes to Securitisation Structures May Hit Smaller Aussie Lenders Harder

By Editors | 01/08/2015

The Australian Prudential Regulation Authority may end up shutting smaller lenders out of their main funding source with its toughened stance on securitised loans.

Emerging Prudential Risks

Basel Committee, IOSCO Publish Final Criteria for Securitisation Structures

By Editors | 27/07/2015

The Basel Committee on Banking Supervision and the International Organization of Securities Commissions have issued final criteria for identifying simple, transparent and comparable securitisation structures.

Emerging Prudential Risks

New Zealand Central Bank Consults on Efficiency of Regulatory Regime

By Editors | 24/07/2015

The Reserve Bank of New Zealand is proposing changes to its regulatory requirements in a bid to improve the efficiency of bank supervision and reduce banks’ costs.

Structural Regulation

Nepal Draft Law Over Provincial Regulator Draws Criticism

By Editors | 24/07/2015

Nepal’s new draft law that will put financial institutions under the regulatory jurisdiction of provincial governments is drawing criticism from bankers, regulators and economists, including the central bank itself.

Capital Adequacy

SFC Consults on Proposes Changes to Financial Resources Rules

By Editors | 21/07/2015

The Securities and Futures Commission has released a consultation paper on proposed changes to the Securities and Futures (Financial Resources) Rules relating to capital and other prudential requirements for licensed corporations engaged in over-the-counter derivatives activity.

Capital Adequacy

Aussie Banks Required to Hold More Capital against Mortgages

By Editors | 21/07/2015

The Australian Prudential Regulation Authority has increased the average risk weights for Australian residential mortgage exposures from 16 percent to 25 percent.

Structural Regulation

China Announces Guidelines for Internet Finance

By Editors | 21/07/2015

China has issued stricter guidelines to regulate Internet finance, calling for enhanced supervision of the sector while also pledging to support its development.