Prudential Risk

Supervision & Enforcement

Hong Kong to Legislate for Bank Holding Company Supervision

By Manesh Samtani | 16/02/2026

HKMA plans a 2026 bill to formalise oversight of unregulated bank parents and gain new powers to appoint investigators.

Credit Risk

Korea Needs Stricter Debt Rules to Prevent 'Zombie' Households: BIS Paper

By Manesh Samtani | 16/02/2026

BIS paper finds 'zombie' borrowers drag on consumption and recommends expansion of DSR rules to all lenders, including non-banks.

Emerging Prudential Risks

Philippines Moves to Cap Digital Reach of Rural Banks

By Mark Johnston | 16/02/2026

Accounts held by customers with registered addresses outside a rural bank's head office and branch locations will not be permitted to exceed 30 percent of total customer accounts.

Operational Risk

Taiwan Proposes Overhaul of Bank Internal Control and Audit Rules

By Manesh Samtani | 16/02/2026

The reforms will formally embed the Three Lines Model into Taiwan's regulatory framework and require firms to appoint chief officers for compliance, risk, and information security.

Conduct, Culture & Accountability

RBI Proposes Overhaul of Loan Recovery Norms to Curb Harassment

By Nithya Subramanian | 16/02/2026

The central bank has proposed a comprehensive framework banning harassment and setting strict conduct rules for all regulated lenders.

AI Risk & Governance

Existing Rules Sufficient to Manage AI Trading Risks: FMSB Report

By Manesh Samtani | 14/02/2026

New report finds current AI use is not autonomous and can be managed by existing controls, but warns firms to keep guardrails updated.

AI Risk & Governance

HKMA Targets AI, Cyber Risk, and Anti-Fraud in 2026 Priorities

By Sanday Chongo Kabange | 13/02/2026

The HKMA detailed five key pillars for 2026, focusing on technology risk, SME credit flow, and investor protection.

Credit Risk

Korea FSS Directs Securities Firms to Cut Property NPLs, Bolster Controls

By Sanday Chongo Kabange | 12/02/2026

FSS chief warns of on-site inspections for firms slow to reduce real estate project finance exposure.

Capital Adequacy

Hong Kong Proposes Capital Rule Overhaul for Insurers, Targeting Infrastructure and Crypto

By Sanday Chongo Kabange | 12/02/2026

The IA is consulting on changes to its risk-based capital regime, including preferential treatment for infrastructure and new charges for crypto-assets.