Prudential Risk

Credit Risk

No Desire for City-Specific Lending Controls, says APRA

By Editors | 31/08/2015

The Australian Prudential Regulation Authority is down-playing its desire for city-specific lending restrictions to cool Sydney and Melbourne property prices.

Operational Risk

New Zealand to Update Outsourcing Policy for Banks

By Editors | 28/08/2015

The Reserve Bank of New Zealand has released a consultation paper with proposals to update its outsourcing policy for banks.

Trading & Investment

Regulator Asks Philippine Stock Exchange to Explain Outages

By Editors | 27/08/2015

The Securities and Exchange Commission has asked the Philippine Stock Exchange to explain trading outages that halted all floor trading three times over a span of seven days in August.

Capital Adequacy

Economic Pressure May Force Indonesia’s Banks to Boost Capital

By Editors | 27/08/2015

OJK warns banking industry of increase in capital if financial health at risk due to devaluation of rupiah.

Liquidity Risk

China Considers Removing Loan-to-Deposit Cap

By Editors | 26/08/2015

China’s cabinet is currently deliberating a draft law to remove the 75 percent loan-to-deposit cap on bank lending.

Market Risk

Good Regulation vs. Bad Instrument

By Peter Guy | 25/08/2015

Credit default swaps were the market’s equivalent of a nuclear meltdown. Now they are coming back. Will any amount of regulation prevent the next big one?

Emerging Prudential Risks

China Pension Funds to Invest in Domestic Stock Market

By Editors | 25/08/2015

China’s State Council has announced it will allow up to 30 percent of locally managed pension funds to be invested in domestic stocks and stock-linked funds, potentially channeling hundreds of billions into the stock market.

Credit Risk

New Mortgage Lending Rules to Take Effect in New Zealand

By Editors | 24/08/2015

The Reserve Bank of New Zealand has published its final policy positions for changes to Loan-to-Value Ratio restriction rules, requiring a 30 percent deposit from Auckland rental property investors to secure mortgages.

Credit Risk

State Bank of India Chief Calls for Incentives to Revive Bad Loans

By Editors | 24/08/2015

State Bank of India chief Arundhati Bhattacharya says new measures to tackle bad debt do not help smaller firms while bank capital is prioritised towards meeting regulatory requirements.