Australia

    Enforcement

    ASIC Wins Appeal Against Payday Lenders Cigno, BHF Solutions

    By Editors | 30/06/2022

    ASIC is now considering using its broader product intervention powers to address consumer detriment in continuing credit contracts.

    New Zealand Passes Law to Introduce ‘Conduct Licensing’ Regime

    By Sanday Chongo Kabange | 30/06/2022

    Banks, insurers and non-bank deposit takers will be required to obtain a conduct licence from the FMA, on top of their prudential licences from the RBNZ.

    Fintech / Regtech

    Another Australian Neobank Announces Decision to Close

    By Manesh Samtani | 30/06/2022

    The SME-focused Judo Bank is the only neobank in Australia which continues to run independently after listing on the ASX last year.

    Australia Gets New Life Insurance Code of Practice

    By Editors | 28/06/2022

    The new Life Code takes effect on 1 July 2023, providing the industry with twelve months to transition and make the necessary systems changes.

    AML / KYC

    AUSTRAC Updates Guidance on Reporting Cash Transactions

    By Editors | 28/06/2022

    When a customer makes multiple cash transactions of A$10,000 or more, each individual transaction is considered a separate and distinct designated service.

    ASIC Issues New Guidance on Product Design and Distribution

    By Editors | 28/06/2022

    ASIC has identified behavioural levers that can influence consumer outcomes and situational vulnerabilities that can amplify poor outcomes.

    Securities / Derivatives

    ASIC Demands More Transparent Communications from Super Trustees

    By Editors | 26/06/2022

    The communication strategies of some trustees may have risked confusing or misleading members about their product’s performance, ASIC said.

    Securities / Derivatives

    ASIC Issues Guidance on CCIV Registration, Licensing

    By Sanday Chongo Kabange | 24/06/2022

    To register a CCIV and initial sub-fund, a corporate director would first need to obtain an AFS licence, which can be a variation of an existing licence.

    AML / KYC

    NSW to Strengthen State AML Laws to Target Organised Crime

    By Editors | 24/06/2022

    New legislation will be introduced around September to enable police to stop-and-search for and seize unexplained wealth and ban encrypted devices.

    Market Infrastructure

    NZ FMA Issues Guidance on Financial Sector Cyber Resilience

    By Editors | 24/06/2022

    The financial services sector recorded more cyber incidents than all other industries in New Zealand in the quarter ending March.

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