Australia

    Treasury Offers Recommendations to Improve AFCA’s Operations

    By Sanday Chongo Kabange | 05/12/2021

    Treasury recommends government remove the legislative requirement for authorised credit representatives to be members of AFCA.

    AML / KYC

    Australian Parliament Approves Magnitsky-style Sanctions Law

    By Manesh Samtani | 05/12/2021

    The legislation will allow Australia to address gross human rights violations, serious corruption, malicious cyber activity, among other themes.

    Fintech / Regtech

    RBNZ Proposes Policy Options to Preserve Cash System

    By Sanday Chongo Kabange | 02/12/2021

    The increasing appeal of non-cash and online payment options and the reducing number of bank branches and ATMs could present resilience issues for the cash system.

    Fintech / Regtech

    ASX Opens First Industry Test Environment for CHESS Replacement

    By Editors | 01/12/2021

    ITE1 is open for software providers to test functional and non-functional workflows for the new equities clearing and settlement system.

    Capital / Liquidity

    RBNZ to Amend Connected Exposures Policy for Banks

    By Editors | 30/11/2021

    The RBNZ proposes to remove the aggregate gross exposure limit and to allow banks to recognise credit risk mitigations when measuring aggregate net exposures.

    AML / KYC

    AUSTRAC to Update Guidance on Reporting Cash Transactions

    By Editors | 30/11/2021

    A TTR will be required for each individual cash transaction of A$10,000 or more. Reporting entities will not need to combine transactions when submitting TTRs.

    Fintech / Regtech

    ACCC to Launch CDR Sandbox to Support Innovation

    By Editors | 30/11/2021

    The sandbox aims to help current and prospective CDR participants build and test their solutions faster, and improve accuracy and quality.

    New Responsible Lending Laws Take Effect in New Zealand

    By Sanday Chongo Kabange | 30/11/2021

    The new law requires lenders to act responsibly at all times. They can be forced to refund interest, fees and damages for failing to do so.

    Capital / Liquidity

    APRA Finalises New Capital Framework for Banks

    By Manesh Samtani | 30/11/2021

    The new framework seeks to strengthen financial resilience rather than require banks to raise additional capital, APRA says.

    Enforcement

    ASIC Files Multiple Court Proceedings Against Westpac

    By Editors | 30/11/2021

    Westpac has already agreed to admit to the allegations, remediate A$80mn to customers, and pay A$113mn in penalties, subject to court approval.

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