Australia

    Enforcement

    ASIC Files Court Proceedings Against CBA for Overcharged Interest

    By Sanday Chongo Kabange | 02/12/2020

    The overcharging of interest in overdraft accounts was caused by a systems error, which CBA tried to fix manually. ASIC says the bank broke the law over 12,000 times.

    Capital / Liquidity

    APRA Penalises Westpac For Breaches of Liquidity Standards

    By Editors | 01/12/2020

    Westpac will have to apply a 10 percent add-on to the net cash outflow component of its LCR calculation until its shortcomings have been rectified.

    Fintech / Regtech

    APRA Grants TransferWise Licence to Directly Access NPP

    By Editors | 30/11/2020

    Access to Australia’s real-time payments system will enable TransferWise to reduce foreign exchange fees and wholesale banking costs.

    Market Infrastructure

    ASIC Issues Guidance on Managing LIBOR-related Conduct Risk

    By Editors | 30/11/2020

    The new guidance is aimed at assisting entities in establishing necessary arrangements to mitigate conduct risk associated with the discontinuation of LIBOR.

    Fintech / Regtech

    NZX to Create Industry Working Group on Capital Markets Technology

    By Editors | 30/11/2020

    The working group will develop a roadmap to solve for New Zealand’s lack of scale and geographic isolation through the use of technology.

    Fintech / Regtech

    Australia, Singapore to Trial Paperless Trade Using Blockchain

    By Editors | 29/11/2020

    The Australian Border Force, Singapore Customs, and IMDA, as well as industry groups and financial institutions, will participate in the trial.

    Market Infrastructure

    Australia Gets New Guidance for Internal Auditors in Financial Services

    By Editors | 29/11/2020

    The Better Practice Guide was developed by industry practitioners with APRA and ASIC serving as vocal observers and EY and KPMG providing secretariat support.

    Capital / Liquidity

    RBNZ to Re-instate Mortgage Lending Restrictions Early

    By Editors | 29/11/2020

    The RBNZ intends to re-impose LVR restrictions on high-risk lending with effect from 1 March 2021 – two months earlier than originally anticipated.

    Market Infrastructure

    APRA Unveils Details of New Cyber Security Strategy

    By Manesh Samtani | 26/11/2020

    Starting next year, APRA will be asking boards to engage an external auditor to comprehensively review their compliance with CPS 234 on information security.

    AML / KYC

    RBNZ Investigates Two Banks Over AML Compliance

    By Editors | 26/11/2020

    The RBNZ is also looking into compliance issues eight banks have identified with transaction reporting requirements over the past six months.

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