AUSTRALIA

    Crypto / Digital Assets

    ASIC Takes Legal Action Against Unregistered SMSF Scheme Operators

    By Editors | 05/12/2019

    Investors were encouraged to roll superannuation monies into a self-managed super fund to invest – by way of a loan – in an unregistered scheme operated a former AMP adviser.

    Superannuation Advice to Members ‘Generally Appropriate’: ASIC

    By Garima Chitkara | 04/12/2019

    ASIC’s survey of 25 superannuation funds found that close to half of them followed best interest duty rules in the provision of financial advice to members.

    AML / KYC

    New Zealand Police Releases AML/CTF Assessment

    By Editors | 04/12/2019

    NZ Police assessment identified trusts as attractive money laundering vehicles given government plans to exclude them from strengthened beneficial ownership disclosure regime

    AML / KYC

    Citi Sent 99pc of Westpac Transfers That Breached AUSTRAC Requirements

    By Editors | 04/12/2019

    Citi is not under investigation, though AUSTRAC has criticised the bank for not providing sufficient information about the payments and the source of funds.

    APRA Releases Practice Guide for Super Performance Reviews

    By Editors | 03/12/2019

    The business performance review requirement requires an RSE licensee to undertake a holistic assessment of its performance across its business operations, services and product offerings.

    Enforcement

    ASIC Reports Widespread Fee Disclosure Failures at AFS Licensees

    By Editors | 03/12/2019

    ASIC’s review found widespread non-compliance with fee disclosure obligations across a sample of AFS licensees and their representatives, suggesting an industry-wide problem.

    ASIC, APRA Ink Updated MoU to Enhance Collaboration

    By Editors | 02/12/2019

    The updated MoU was a royal commission recommendation to enable more proactive engagement between the two regulators.

    Enforcement

    CBA’s CommInsure Penalised A$700,000 for Hawking Offences

    By Editors | 29/11/2019

    The penalty follows last week’s guilty plea from CommInsure for conducting insurance sales by phone, where the customers had not requested to be contacted.

    Capital / Liquidity

    RBNZ to Adopt More Intensive Supervisory Approach to Banking

    By Editors | 28/11/2019

    The RBNZ’s financial stability report says it will bolster bank resilience with higher capital requirements and a “more intensive supervisory approach“.

    AML / KYC

    ANZ Offers Assurances as Industry Faces AML Scrutiny

    By Editors | 28/11/2019

    As the industry comes under fire for AML/CTF violations, ANZ Bank has issued a statement confirming it is reviewing its own systems and has not found any material issues to date.

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