AUSTRALIA

    Enforcement

    ASIC Issues Second Update on Response to Royal Commission

    By Editors | 13/09/2019

    Of 105 investigations and court actions underway against financial institutions at the end of July, 86 related to the big four banks and AMP.

    Market Infrastructure

    ASIC Extends Licensing Relief for Foreign Firms Ahead of New Regime

    By Editors | 12/09/2019

    The extension of licensing relief allows foreign financial services providers just over six months to decide whether they will apply for the new foreign AFS licence.

    Enforcement

    AFCA Clarifies How it Will Assess Legacy Complaints

    By Editors | 12/09/2019

    AFCA ombudsman Shail Singh says legacy complaints will be assessed against laws, industry practices and applicable standards in force at the time of the misconduct.

    Enforcement

    ASIC to Appeal Westpac Responsible Lending Case Dismissal

    By Editors | 11/09/2019

    ASIC says last month’s federal court’s ruling in favour of Westpac creates uncertainty as to what is required for a lender to comply with its loan assessment obligations.

    AML / KYC

    AUSTRAC Order A$250,000 Fine Against Compass Global Holdings

    By Editors | 11/09/2019

    AUSTRAC says Compass Global Holdings failed to report international funds transfers between 2018 and 2019.

    Securities / Derivatives

    KiwiSaver Reform is Key to Boosting NZ Capital Markets: Report

    By Editors | 10/09/2019

    Sponsored by the FMA and NZX, an industry working group has recommended changes to the KiwiSaver scheme, saying it will become the predominant pool of retirement savings over time.

    Capital / Liquidity

    APRA, RBNZ Approaches to Bank Capital Incompatible

    By Editors | 10/09/2019

    Citi banking analyst Brendan Sproules says APRA and the RBNZ “are pursuing radically contrasting approaches to bank sector capital adequacy”.

    Enforcement

    ASIC Sues Regional Banks Over Unfair Loan Contracts

    By Editors | 05/09/2019

    ASIC says the terms in Bank of Queensland and Bendigo and Adelaide Bank loan contracts could cause detriment to small businesses.

    Enforcement

    Enforcement Actions Will Be Publicised, APRA Clarifies

    By Editors | 04/09/2019

    Publicising enforcement actions gives the community confidence that financial institutions are being held to account when they do the wrong thing, said APRA deputy chair John Lonsdale.

    Market Infrastructure

    ACCC Calls for Lower Fees, More Competition in FX Services

    By Editors | 03/09/2019

    An ACCC inquiry found that consumers continue to rely on the big four banks for FX services despite the availability of much cheaper alternatives.

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