AUSTRALIA

    ASIC Proposes Total Ban on Insurance Sales by Phone

    By Editors | 21/07/2019

    ASIC’s ban will protect consumers where sales issues and consumer harm have already been identified, ahead of wider legislative reform by the government.

    Market Infrastructure

    New Zealand FMA Assesses Financial Sector Cyber Resilience

    By Editors | 18/07/2019

    Market participants appear to be relying heavily on protective measures, while underinvesting in detection measures as part of their overall cyber-resilience, the FMA said.

    Market Infrastructure

    APRA Set for Dramatic Overhaul in Response to Capability Review

    By Editors | 18/07/2019

    Among the review’s recommendations are proposed veto powers to prevent the appointment or reappointment of “inappropriate” directors and senior executives at regulated entities.

    Enforcement

    Over 35,000 Complaints Received in Six Months: AFCA

    By Editors | 17/07/2019

    Over 60% of the complaints have been resolved, resulting in A$83mn in settlements. More than one-third of complaints were directed at banks.

    Enforcement

    ANZ, Citi, Deutsche to Defend Against Criminal Cartel Charges in September

    By Editors | 12/07/2019

    The government accuses the banks of forming a criminal cartel to either “directly or indirectly” restrict the supply of ANZ shares or maintain the price of ANZ shares.

    Enforcement

    ASIC Review Finds Widespread Mis-selling of Consumer Credit Insurance

    By Editors | 12/07/2019

    ASIC plans to take “significant enforcement action” against 11 lenders that inappropriately sold consumer credit insurance, and force remediation of over A$100m.

    Enforcement

    ANZ Agrees to Settle 2010 Fees-Related Class Action for A$1.5m

    By Editors | 11/07/2019

    Under the proposed settlement, which is subject to Federal Court approval, ANZ customers who were charged a fee for failing to make scheduled payments between two of their accounts will be able to claim refunds.

    Capital / Liquidity

    ASIC Defends Responsible Lending Guidance

    By Editors | 11/07/2019

    ASIC says the proposed responsible lending guidance is not about increasing requirements; rather, it seeks to clarify and update guidance on existing requirements.

    Capital / Liquidity

    APRA Orders A$500m Capital Charge for ANZ, NAB, Westpac

    By Editors | 11/07/2019

    The increase in capital requirements are to reflect weaknesses in operational risk management identified in the banks’ self-assessments.

    Enforcement

    ASIC to Target Short Term Credit Industry With New Powers

    By Editors | 10/07/2019

    Queensland-based Cigno and its associate, Gold-Silver Standard Finance, are the focus of ASIC’s proposed first use of its new product intervention power.

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