BANGKO SENTRAL NG PILIPINAS

    Capital / Liquidity

    BSP Proposes Prudential Requirements for Digital Banks

    By Editors | 11/10/2021

    The BSP proposes a 3 percent RRR for digital banks, aligning them with thrift lenders. A 7th licence will not be issued at the stage as previously planned.

    Market Infrastructure

    BSP Urges Passage of Bill to Tackle Rising Cybercrime

    By Ranamita Chakraborty | 05/10/2021

    The bill will strengthen the legal framework for financial consumer welfare and foster greater public awareness on cybersecurity, the BSP said.

    AML / KYC

    BSP Updates e-KYC Guidelines for Financial Institutions

    By Ranamita Chakraborty | 03/10/2021

    The guidelines include national digital ID system PhilSys as an accepted method for verifying customer identities, subject to proper authentication.

    Market Infrastructure

    BSP Issues Governance Policy for Operators of Payment Systems

    By Editors | 21/09/2021

    Payment system operators including banks and electronic money issuers have six months to comply with the requirements.

    Fintech / Regtech

    BSP Grants Sixth Digital Bank Licence to PayMaya

    By Editors | 20/09/2021

    The seventh and final digital bank is likely to be an existing bank applying to convert into a digital bank, but approval has been delayed.

    Market Infrastructure

    BSP Instructs Banks to Proactively Transition from LIBOR

    By Editors | 20/09/2021

    The BSP is not looking to prescribe specific alternative reference rates for use by Philippine banks, saying these choices should be market-driven.

    Market Infrastructure

    BSP Directs Payment Systems to Adopt PFMI Standards

    By Editors | 18/09/2021

    Designated payment systems are expected to demonstrate adequate governance and risk management arrangements in line with the PFMI.

    Enforcement

    Philippine Lawmaker Introduces Bill to Tackle Rising Cybercrime

    By Ranamita Chakraborty | 17/09/2021

    The bill requires banks and non-bank FIs to “exhaust all means to ensure that victims are able to recover their monetary loss, if any”.

    Enforcement

    BSP Introduces Stricter Penalty Framework for FIs

    By Sanday Chongo Kabange | 13/09/2021

    Monetary penalties have increased from PHP 30,000 to a maximum PHP 1 million for each violation. Fines up to three times profit gained or loss avoided can also be imposed.

    Market Infrastructure

    Philippine Banks Adopting Global Best Practices in FX Settlement

    By Jimmy Ho | 13/09/2021

    Jimmy Ho and Sammie Chan discuss Metrobank’s adoption of PvP settlement and how it reflects a broader trend in the Philippine banking industry.

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