HONG KONG MONETARY AUTHORITY

    Mortgage Refinancing Transactions Made Safer in Hong Kong

    By Editors | 21/07/2022

    Under the new PAPT mechanism, mortgage refinance proceeds can be transferred directly from one bank to another rather than via a law firm.

    HKMA Extends Repayment Deferments for Trade Facilities

    By Editors | 21/07/2022

    Significant uncertainty lies ahead for import and export businesses, the HKMA said. The scheme will fully expire at the end of October.

    Fintech / Regtech

    HKMA Issues Regtech Guide on Third-Party Risk Management

    By Sanday Chongo Kabange | 19/07/2022

    The practice guide is meant to help banks plan the implementation of regtech solutions to address the risks associated with third-party relationships.

    Fintech / Regtech

    HKMA, Banks, Bloomberg Launch Fintech Talent Initiative

    By Editors | 18/07/2022

    The partners include the HKMA, FSDC, Bloomberg, Ant Group, Bank of America, BOCHK, Citi, Credit Suisse, DBS, Goldman, HKEX, HSBC, JP Morgan, and others.

    AML / KYC

    HKMA Advances Work on AML SupTech, Bank-to-Bank Data Sharing

    By Darien Choong | 13/07/2022

    HKMA executive director Carmen Chu discussed initiatives to enable bank-to-bank information sharing and use granular bank data to detect ML risk.

    Capital / Liquidity

    HKMA Issues Revised Capital Adequacy Ratio Return

    By Editors | 12/07/2022

    The changes are mainly to cater for banks’ reporting of equity investments in funds in accordance with the requirements that came into effect on 1 July.

    AML / KYC

    Hong Kong Publishes ML/TF Risk Assessment Report

    By Manesh Samtani | 12/07/2022

    The most prominent ML threats to banks come from fraud, corruption and tax crimes. The main ML threats to the crypto sector relate to fraud and theft.

    HKMA Issues Bank Guidance on Selling Protection Linked Plans

    By Editors | 12/07/2022

    Banks should discuss their plans for selling PLP with the HKMA and the details of pre-implementation reviews conducted by an independent party.

    Capital / Liquidity

    ECB Climate Stress Test Finds Bank Practices Lacking

    By Editors | 11/07/2022

    60% of banks don’t have a climate risk stress testing framework. Only 20% of banks consider climate risk when granting loans.

    Market Infrastructure

    HK Banks Must ‘Fully’ Participate in New Credit Reference Platform

    By Manesh Samtani | 11/07/2022

    The new platform, expected to be launched by year-end, will serve as an interface for lenders and CRAs to share consumer credit information.

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