Reserve Bank of India

    Fraud, Scams & Cybercrime

    Indian Police Lay Charges Against Five in PMC Bank Fraud Case

    By Editors | 01/01/2020

    The 32,000-page charge sheet lays out charges against three executives from PMC Bank and two promoters of HDIL, which received about 67bn rupees in ‘hidden’ loans.

    Credit Risk

    UPDATE – RBI Tightens Scrutiny of Urban Cooperative Banks

    By Editors | 31/12/2019

    The RBI is tightening exposure limits, mandating that a larger proportion of loans come from small borrowers, and requiring bigger UCBs to report large exposures on a quarterly basis.

    Structural Regulation

    RBI Caps Lenders’ Exposures to P2P Platform Borrowers

    By Editors | 28/12/2019

    The RBI has set a 5mn rupee cap on the aggregate exposure a lender can have to borrowers on P2P lending platforms, and a 1mn rupee cap for lenders with a net worth under 5mn rupees.

    Liquidity Risk

    RBI Allows IFSC Banks to Open Foreign Currency Current Accounts

    By Editors | 26/12/2019

    IFSC Banking Units will be allowed to open foreign currency current accounts for entities operating in Gift City, including non-resident institutional investors and corporate borrowers.

    Structural Regulation

    India Passes Bill to Establish Unified Regulator for IFSCs

    By Editors | 17/12/2019

    In addition to regulating Gift City, the new authority will be responsible for any other international financial services centre set up in India in the future.

    Payments & Settlements

    RBI to Make NEFT System Available 24×7

    By Editors | 11/12/2019

    From 16 December, the NEFT system will be available on a 24/7 basis, including on holidays with batch settlement every half hour.

    Trading & Investment

    RBI Relaxes Restriction on Foreign Exchange Hedging

    By Editors | 10/12/2019

    Residents and non-residents will be allowed to undertake OTC currency derivative transactions up to $10mn without having to evidence underlying exposure.

    Capital Adequacy

    India Finalises ‘On-Tap’ Licensing Regime for Small Finance Banks

    By Editors | 06/12/2019

    India’s central bank has issued its final guidelines for ‘on-tap’ licensing of small finance banks, doubling the minimum capital requirement to 2 billion rupees.

    Resolution & Recovery

    India’s DHFL to Undergo NCLT Bankruptcy Proceedings

    By Editors | 03/12/2019

    The National Company Law Tribunal has allowed the RBI to start insolvency proceedings against the troubled mortgage lender Dewan Housing Finance Limited under the new bankruptcy rules for financial firms.

    Trading & Investment

    Indian Exchanges Issue New Framework for Listing Commercial Paper

    By Editors | 28/11/2019

    The listing framework for commercial papers will lead to more transparency, a better disclosure regime and greater investor protection.

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