Reserve Bank of India

Credit Risk

RBI Leaves NPL Standards to Lenders

By Samuel Riding | 03/02/2016

Indian central bank says it will leave the market to determine standard recognition and provisioning standards.

Credit Risk

RBI Holds Debt Restructuring Scheme Talks

By Samuel Riding | 20/01/2016

Central bank meets top executives at major banks to discuss challenges in managing distressed assets.

Payments & Settlements

RBI Relaxes Off-site ATM Rules

By Samuel Riding | 15/01/2016

Indian banks will be allowed to provide full range of services at off-site ATMs.

KYC & CDD

RBI to Share KYC, AML Reports with Intelligence Bureau

By Samuel Riding | 08/01/2016

India’s central bank succumbs to pressure to share information on bank KYC, AML evaluations.

Emerging Prudential Risks

Financial Inclusion Could Damage Banking Sector: FSDC

By Samuel Riding | 23/12/2015

India’s push for financial inclusion could threaten the profitability of public sector banks, report says.

Credit Risk

India Moots Tighter Loan Provisioning Rules

By Samuel Riding | 21/12/2015

RBI proposes banks increase provisions for loans to customers with ‘sub-standard’ borrowing from other lenders.

Credit Risk

Indian Banks Face Pressure to Name Defaulters

By Samuel Riding | 18/12/2015

Supreme Court says information cannot be withheld on grounds of bank rules and confidentiality.

Structural Regulation

SEBI to Set Fund Commission Rules, Discussing Crowdfunding

By Samuel Riding | 08/12/2015

Indian market regulator frustrated by mutual fund association delays; expects to introduce crowdfunding proposals next month.

Credit Risk

Indian Banks Challenge Base Rate Proposals

By Samuel Riding | 07/12/2015

State Bank says lenders want rule linking base rates to marginal cost of funds to be reconsidered.